Finward Bancorp Asset Resilience Ratio

Latest as of December 2025: 15.65%

Finward Bancorp asset resilience ratio. Finward Bancorp (FNWD) has an Asset Resilience Ratio of 15.65% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Finward Bancorp defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$316.23 Million

Cash + Short-term Investments

Total Assets

$2.02 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio of Finward Bancorp (2001–2025)

Asset resilience ratio of Finward Bancorp from 2001 to 2025. This chart shows how Finward Bancorp's Asset Resilience Ratio has changed over time. Read Finward Bancorp (FNWD) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Finward Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FNWD total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$316.23 Million	15.65%
Total Liquid Assets	$316.23 Million	15.65%

Asset Resilience Insights

Good Liquidity Position: Finward Bancorp maintains a healthy 15.65% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Finward Bancorp Industry Peers by Asset Resilience Ratio

Compare Finward Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Finward Bancorp Asset Resilience Ratio by Year (2001–2025)

Finward Bancorp asset resilience ratio by year from 2001 to 2025. The table below shows the annual Asset Resilience Ratio data for Finward Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	15.65%	$316.23 Million	$2.02 Billion	-0.57pp
2024-12-31	16.22%	$334.21 Million	$2.06 Billion	-1.42pp
2023-12-31	17.63%	$371.79 Million	$2.11 Billion	-0.28pp
2022-12-31	17.91%	$370.90 Million	$2.07 Billion	-14.59pp
2021-12-31	32.51%	$526.89 Million	$1.62 Billion	+5.06pp
2020-12-31	27.45%	$410.67 Million	$1.50 Billion	+6.58pp
2019-12-31	20.86%	$277.22 Million	$1.33 Billion	-1.19pp
2018-12-31	22.06%	$241.77 Million	$1.10 Billion	-4.31pp
2017-12-31	26.37%	$244.49 Million	$927.26 Million	+0.80pp
2016-12-31	25.57%	$233.62 Million	$913.63 Million	-1.41pp
2015-12-31	26.98%	$233.35 Million	$864.89 Million	-1.41pp
2014-12-31	28.39%	$220.05 Million	$775.04 Million	+0.37pp
2013-12-31	28.02%	$194.30 Million	$693.45 Million	+0.92pp
2012-12-31	27.10%	$187.47 Million	$691.85 Million	-1.59pp
2011-12-31	28.69%	$186.96 Million	$651.76 Million	+26.37pp
2010-12-31	2.32%	$14.64 Million	$631.05 Million	+1.31pp
2009-12-31	1.01%	$6.69 Million	$661.81 Million	+20.07pp
2008-12-31	-19.06%	$-126.72 Million	$664.73 Million	-18.05pp
2007-12-31	-1.02%	$-6.39 Million	$628.72 Million	+14.98pp
2006-12-31	-16.00%	$-99.01 Million	$618.98 Million	-1.64pp
2005-12-31	-14.36%	$-90.09 Million	$627.44 Million	-0.01pp
2004-12-31	-14.35%	$-79.98 Million	$557.39 Million	-1.82pp
2003-12-31	-12.53%	$-63.73 Million	$508.77 Million	+2.73pp
2001-12-31	-15.26%	$-67.25 Million	$440.71 Million	--

pp = percentage points

About Finward Bancorp

NASDAQ:FNWD USA Banks - Regional

Market Cap

$188.86 Million

Market Cap Rank

#17182 Global

#4082 in USA

Share Price

$43.65

Change (1 day)

-1.73%

52-Week Range

$30.34 - $45.28

All Time High

$45.48