Finward Bancorp - Asset Resilience Ratio
Finward Bancorp (FNWD) has an Asset Resilience Ratio of 15.65% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Finward Bancorp debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Finward Bancorp's Asset Resilience Ratio has changed over time. See Finward Bancorp shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Finward Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FNWD market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $316.23 Million | 15.65% |
| Total Liquid Assets | $316.23 Million | 15.65% |
Asset Resilience Insights
- Good Liquidity Position: Finward Bancorp maintains a healthy 15.65% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Finward Bancorp Industry Peers by Asset Resilience Ratio
Compare Finward Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Finward Bancorp (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Finward Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 15.65% | $316.23 Million | $2.02 Billion | -0.57pp |
| 2024-12-31 | 16.22% | $334.21 Million | $2.06 Billion | -1.42pp |
| 2023-12-31 | 17.63% | $371.79 Million | $2.11 Billion | -0.28pp |
| 2022-12-31 | 17.91% | $370.90 Million | $2.07 Billion | -14.59pp |
| 2021-12-31 | 32.51% | $526.89 Million | $1.62 Billion | +5.06pp |
| 2020-12-31 | 27.45% | $410.67 Million | $1.50 Billion | +6.58pp |
| 2019-12-31 | 20.86% | $277.22 Million | $1.33 Billion | -1.19pp |
| 2018-12-31 | 22.06% | $241.77 Million | $1.10 Billion | -4.31pp |
| 2017-12-31 | 26.37% | $244.49 Million | $927.26 Million | +0.80pp |
| 2016-12-31 | 25.57% | $233.62 Million | $913.63 Million | -1.41pp |
| 2015-12-31 | 26.98% | $233.35 Million | $864.89 Million | -1.41pp |
| 2014-12-31 | 28.39% | $220.05 Million | $775.04 Million | +0.37pp |
| 2013-12-31 | 28.02% | $194.30 Million | $693.45 Million | +0.92pp |
| 2012-12-31 | 27.10% | $187.47 Million | $691.85 Million | -1.59pp |
| 2011-12-31 | 28.69% | $186.96 Million | $651.76 Million | +26.37pp |
| 2010-12-31 | 2.32% | $14.64 Million | $631.05 Million | +1.31pp |
| 2009-12-31 | 1.01% | $6.69 Million | $661.81 Million | +20.07pp |
| 2008-12-31 | -19.06% | $-126.72 Million | $664.73 Million | -18.05pp |
| 2007-12-31 | -1.02% | $-6.39 Million | $628.72 Million | +14.98pp |
| 2006-12-31 | -16.00% | $-99.01 Million | $618.98 Million | -1.64pp |
| 2005-12-31 | -14.36% | $-90.09 Million | $627.44 Million | -0.01pp |
| 2004-12-31 | -14.35% | $-79.98 Million | $557.39 Million | -1.82pp |
| 2003-12-31 | -12.53% | $-63.73 Million | $508.77 Million | +2.73pp |
| 2001-12-31 | -15.26% | $-67.25 Million | $440.71 Million | -- |
About Finward Bancorp
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase… Read more