Finward Bancorp (FNWD) - Total Assets
Based on the latest financial reports, Finward Bancorp (FNWD) holds total assets worth $2.02 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does Finward Bancorp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Finward Bancorp - Total Assets Trend (1996–2025)
This chart illustrates how Finward Bancorp's total assets have evolved over time, based on quarterly financial data. Explore Finward Bancorp (FNWD) investment intensity to see how much of total assets are deployed in long-term investments.
Finward Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Finward Bancorp's total assets of $2.02 Billion consist of 88.7% current assets and 11.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.9% |
| Accounts Receivable | $1.46 Billion | 72.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.17 Million | 0.1% |
| Goodwill | $22.39 Million | 1.1% |
Asset Composition Trend (1996–2025)
This chart illustrates how Finward Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Finward Bancorp.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Finward Bancorp's current assets represent 88.7% of total assets in 2025, an increase from 2.9% in 1996.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2025, down from 2.2% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1996.
- Asset Diversification: The largest asset category is accounts receivable at 72.1% of total assets.
Finward Bancorp Competitors by Total Assets
Key competitors of Finward Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Finward Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.77 | 0.23 | 0.35 |
| Quick Ratio | 1.77 | 0.23 | 0.35 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $780.18 Million | $-1.39 Billion | $-909.83 Million |
Finward Bancorp - Advanced Valuation Insights
This section examines the relationship between Finward Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | -1.9% |
| Total Assets | $2.02 Billion |
| Market Capitalization | $145.90 Million USD |
Valuation Analysis
Below Book Valuation: The market values Finward Bancorp's assets below their book value (0.07x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Finward Bancorp's assets decreased by 1.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Finward Bancorp (1996–2025)
The table below shows the annual total assets of Finward Bancorp from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.02 Billion | -1.92% |
| 2024-12-31 | $2.06 Billion | -2.26% |
| 2023-12-31 | $2.11 Billion | +1.83% |
| 2022-12-31 | $2.07 Billion | +27.74% |
| 2021-12-31 | $1.62 Billion | +8.32% |
| 2020-12-31 | $1.50 Billion | +12.61% |
| 2019-12-31 | $1.33 Billion | +21.22% |
| 2018-12-31 | $1.10 Billion | +18.21% |
| 2017-12-31 | $927.26 Million | +1.49% |
| 2016-12-31 | $913.63 Million | +5.63% |
| 2015-12-31 | $864.89 Million | +11.59% |
| 2014-12-31 | $775.04 Million | +11.77% |
| 2013-12-31 | $693.45 Million | +0.23% |
| 2012-12-31 | $691.85 Million | +6.15% |
| 2011-12-31 | $651.76 Million | +3.28% |
| 2010-12-31 | $631.05 Million | -4.65% |
| 2009-12-31 | $661.81 Million | -0.44% |
| 2008-12-31 | $664.73 Million | +5.73% |
| 2007-12-31 | $628.72 Million | +1.57% |
| 2006-12-31 | $618.98 Million | -1.35% |
| 2005-12-31 | $627.44 Million | +12.57% |
| 2004-12-31 | $557.39 Million | +9.56% |
| 2003-12-31 | $508.77 Million | +4.26% |
| 2002-12-31 | $488.00 Million | +10.73% |
| 2001-12-31 | $440.71 Million | +12.34% |
| 2000-12-31 | $392.31 Million | +8.46% |
| 1999-12-31 | $361.70 Million | +4.71% |
| 1998-12-31 | $345.42 Million | +8.07% |
| 1997-12-31 | $319.61 Million | +6.74% |
| 1996-12-31 | $299.42 Million | -- |
About Finward Bancorp
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase… Read more