Finward Bancorp (FNWD) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Finward Bancorp (FNWD) has a cash flow conversion efficiency ratio of 0.007x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.20 Million) by net assets ($165.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See debt-free asset ratio of Finward Bancorp to measure how much of total assets are equity-financed.
Finward Bancorp - Cash Flow Conversion Efficiency Trend (1996–2024)
This chart illustrates how Finward Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of Finward Bancorp to evaluate the quality of earnings relative to operating cash generation.
Finward Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Finward Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Astron Corporation Ltd
AU:ATR
|
-0.020x |
|
Luca Mining Corp.
V:LUCA
|
0.343x |
|
Kolmar BNH Co. Ltd
KQ:200130
|
0.049x |
|
Harvard Ave Acquisition Corporation Class A Ordinary Share
NASDAQ:HAVA
|
-0.002x |
|
Israel Corp
TA:ILCO
|
0.038x |
|
KORE Group Holdings Inc
NYSE:KORE
|
-0.025x |
|
AVerMedia Technologies Inc
TW:2417
|
0.036x |
|
Metsa Board Oyj A
HE:METSA
|
0.066x |
Annual Cash Flow Conversion Efficiency for Finward Bancorp (1996–2024)
The table below shows the annual cash flow conversion efficiency of Finward Bancorp from 1996 to 2024. For the full company profile with market capitalisation and key ratios, see Finward Bancorp stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $151.41 Million | $9.80 Million | 0.065x | -60.59% |
| 2023-12-31 | $147.34 Million | $24.21 Million | 0.164x | +26.18% |
| 2022-12-31 | $136.39 Million | $17.76 Million | 0.130x | +19.67% |
| 2021-12-31 | $156.62 Million | $17.04 Million | 0.109x | -21.95% |
| 2020-12-31 | $151.69 Million | $21.15 Million | 0.139x | +70.64% |
| 2019-12-31 | $134.10 Million | $10.96 Million | 0.082x | -21.35% |
| 2018-12-31 | $101.46 Million | $10.54 Million | 0.104x | -22.24% |
| 2017-12-31 | $92.06 Million | $12.30 Million | 0.134x | +8.14% |
| 2016-12-31 | $84.11 Million | $10.39 Million | 0.124x | +5.65% |
| 2015-12-31 | $80.91 Million | $9.46 Million | 0.117x | -7.02% |
| 2014-12-31 | $76.17 Million | $9.58 Million | 0.126x | -24.08% |
| 2013-12-31 | $66.76 Million | $11.06 Million | 0.166x | +31.40% |
| 2012-12-31 | $67.65 Million | $8.53 Million | 0.126x | -46.45% |
| 2011-12-31 | $62.96 Million | $14.82 Million | 0.235x | -8.83% |
| 2010-12-31 | $56.09 Million | $14.48 Million | 0.258x | +998.93% |
| 2009-12-31 | $53.08 Million | $1.25 Million | 0.023x | -89.79% |
| 2008-12-31 | $52.77 Million | $12.14 Million | 0.230x | +47.17% |
| 2007-12-31 | $52.73 Million | $8.25 Million | 0.156x | +19.03% |
| 2006-12-31 | $50.01 Million | $6.57 Million | 0.131x | -14.40% |
| 2005-12-31 | $46.43 Million | $7.13 Million | 0.153x | -14.06% |
| 2004-12-31 | $44.10 Million | $7.88 Million | 0.179x | +1.66% |
| 2003-12-31 | $41.55 Million | $7.30 Million | 0.176x | -9.81% |
| 2002-12-31 | $39.15 Million | $7.62 Million | 0.195x | +24.98% |
| 2001-12-31 | $35.88 Million | $5.59 Million | 0.156x | -2.18% |
| 2000-12-31 | $33.53 Million | $5.34 Million | 0.159x | -0.42% |
| 1999-12-31 | $32.50 Million | $5.20 Million | 0.160x | +11.84% |
| 1998-12-31 | $31.32 Million | $4.48 Million | 0.143x | -18.18% |
| 1997-12-31 | $29.48 Million | $5.16 Million | 0.175x | +101.33% |
| 1996-12-31 | $27.82 Million | $2.42 Million | 0.087x | -- |
About Finward Bancorp
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase… Read more