Finward Bancorp (FNWD) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Finward Bancorp (FNWD) has a cash flow conversion efficiency ratio of 0.007x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.20 Million) by net assets ($165.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Finward Bancorp (FNWD) total market value for the company's overall valuation and market capitalisation.
Finward Bancorp - Cash Flow Conversion Efficiency Trend (1996–2024)
This chart illustrates how Finward Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Finward Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Finward Bancorp ranked by their cash flow conversion efficiency. Explore earnings quality score of Finward Bancorp to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Webster Financial Corporation
NYSE:WBS
|
0.033x |
|
Dongkook Ind
KO:001620
|
0.135x |
|
Goodway Machine Corp
TW:1583
|
0.015x |
|
Servet Gayrimenkul Yatirim Ortakligi AS
IS:SRVGY
|
0.005x |
|
Wintermar Offshore Marine Tbk
JK:WINS
|
0.069x |
|
KORE Group Holdings Inc
NYSE:KORE
|
-0.025x |
|
BJC Heavy Industries Public Company Limited
BK:BJCHI
|
0.054x |
|
ChargePoint Holdings Inc
NYSE:CHPT
|
4.017x |
Annual Cash Flow Conversion Efficiency for Finward Bancorp (1996–2024)
The table below shows the annual cash flow conversion efficiency of Finward Bancorp from 1996 to 2024. View FNWD stock price and chart for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $151.41 Million | $9.80 Million | 0.065x | -60.59% |
| 2023-12-31 | $147.34 Million | $24.21 Million | 0.164x | +26.18% |
| 2022-12-31 | $136.39 Million | $17.76 Million | 0.130x | +19.67% |
| 2021-12-31 | $156.62 Million | $17.04 Million | 0.109x | -21.95% |
| 2020-12-31 | $151.69 Million | $21.15 Million | 0.139x | +70.64% |
| 2019-12-31 | $134.10 Million | $10.96 Million | 0.082x | -21.35% |
| 2018-12-31 | $101.46 Million | $10.54 Million | 0.104x | -22.24% |
| 2017-12-31 | $92.06 Million | $12.30 Million | 0.134x | +8.14% |
| 2016-12-31 | $84.11 Million | $10.39 Million | 0.124x | +5.65% |
| 2015-12-31 | $80.91 Million | $9.46 Million | 0.117x | -7.02% |
| 2014-12-31 | $76.17 Million | $9.58 Million | 0.126x | -24.08% |
| 2013-12-31 | $66.76 Million | $11.06 Million | 0.166x | +31.40% |
| 2012-12-31 | $67.65 Million | $8.53 Million | 0.126x | -46.45% |
| 2011-12-31 | $62.96 Million | $14.82 Million | 0.235x | -8.83% |
| 2010-12-31 | $56.09 Million | $14.48 Million | 0.258x | +998.93% |
| 2009-12-31 | $53.08 Million | $1.25 Million | 0.023x | -89.79% |
| 2008-12-31 | $52.77 Million | $12.14 Million | 0.230x | +47.17% |
| 2007-12-31 | $52.73 Million | $8.25 Million | 0.156x | +19.03% |
| 2006-12-31 | $50.01 Million | $6.57 Million | 0.131x | -14.40% |
| 2005-12-31 | $46.43 Million | $7.13 Million | 0.153x | -14.06% |
| 2004-12-31 | $44.10 Million | $7.88 Million | 0.179x | +1.66% |
| 2003-12-31 | $41.55 Million | $7.30 Million | 0.176x | -9.81% |
| 2002-12-31 | $39.15 Million | $7.62 Million | 0.195x | +24.98% |
| 2001-12-31 | $35.88 Million | $5.59 Million | 0.156x | -2.18% |
| 2000-12-31 | $33.53 Million | $5.34 Million | 0.159x | -0.42% |
| 1999-12-31 | $32.50 Million | $5.20 Million | 0.160x | +11.84% |
| 1998-12-31 | $31.32 Million | $4.48 Million | 0.143x | -18.18% |
| 1997-12-31 | $29.48 Million | $5.16 Million | 0.175x | +101.33% |
| 1996-12-31 | $27.82 Million | $2.42 Million | 0.087x | -- |
About Finward Bancorp
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase… Read more