First Merchants Corporation Depository Shares
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management servi… Read more
First Merchants Corporation Depository Shares - Asset Resilience Ratio
First Merchants Corporation Depository Shares (FRMEP) has an Asset Resilience Ratio of 7.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how First Merchants Corporation Depository Shares's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Merchants Corporation Depository Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 7.4% |
| Total Liquid Assets | $1.41 Billion | 7.40% |
Asset Resilience Insights
- Limited Liquidity: First Merchants Corporation Depository Shares maintains only 7.40% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Merchants Corporation Depository Shares Industry Peers by Asset Resilience Ratio
Compare First Merchants Corporation Depository Shares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Merchants Corporation Depository Shares (2009–2025)
The table below shows the annual Asset Resilience Ratio data for First Merchants Corporation Depository Shares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.40% | $1.41 Billion | $19.03 Billion | -0.18pp |
| 2024-12-31 | 7.57% | $1.39 Billion | $18.31 Billion | -1.27pp |
| 2023-12-31 | 8.84% | $1.63 Billion | $18.41 Billion | -2.18pp |
| 2022-12-31 | 11.02% | $1.98 Billion | $17.94 Billion | -4.15pp |
| 2021-12-31 | 15.17% | $2.34 Billion | $15.45 Billion | +1.53pp |
| 2020-12-31 | 13.64% | $1.92 Billion | $14.07 Billion | -0.73pp |
| 2019-12-31 | 14.37% | $1.79 Billion | $12.46 Billion | +2.81pp |
| 2018-12-31 | 11.56% | $1.14 Billion | $9.88 Billion | +0.88pp |
| 2017-12-31 | 10.67% | $999.95 Million | $9.37 Billion | +1.01pp |
| 2016-12-31 | 9.66% | $696.86 Million | $7.21 Billion | -0.08pp |
| 2015-12-31 | 9.74% | $658.40 Million | $6.76 Billion | +0.30pp |
| 2014-12-31 | 9.44% | $549.54 Million | $5.82 Billion | -0.43pp |
| 2013-12-31 | 9.86% | $536.20 Million | $5.44 Billion | -2.06pp |
| 2012-12-31 | 11.92% | $513.34 Million | $4.30 Billion | -0.50pp |
| 2011-12-31 | 12.42% | $518.49 Million | $4.17 Billion | -0.51pp |
| 2010-12-31 | 12.93% | $539.37 Million | $4.17 Billion | +3.70pp |
| 2009-12-31 | 9.23% | $413.61 Million | $4.48 Billion | -- |