First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers various deposit products, such as checking, savings, money market, individual retirement (IRA), employee … Read more
First United Corporation - Asset Resilience Ratio
First United Corporation (FUNC) has an Asset Resilience Ratio of 5.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First United Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First United Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $107.14 Million | 5.13% |
| Total Liquid Assets | $107.14 Million | 5.13% |
Asset Resilience Insights
- Limited Liquidity: First United Corporation maintains only 5.13% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First United Corporation Industry Peers by Asset Resilience Ratio
Compare First United Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First United Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First United Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.13% | $107.14 Million | $2.09 Billion | +1.50pp |
| 2024-12-31 | 3.63% | $71.61 Million | $1.97 Billion | -1.47pp |
| 2023-12-31 | 5.10% | $97.17 Million | $1.91 Billion | -1.71pp |
| 2022-12-31 | 6.81% | $125.89 Million | $1.85 Billion | -9.77pp |
| 2021-12-31 | 16.58% | $286.77 Million | $1.73 Billion | +3.49pp |
| 2020-12-31 | 13.09% | $226.88 Million | $1.73 Billion | +3.99pp |
| 2019-12-31 | 9.10% | $131.31 Million | $1.44 Billion | -0.84pp |
| 2018-12-31 | 9.94% | $137.64 Million | $1.38 Billion | -0.98pp |
| 2017-12-31 | 10.92% | $146.47 Million | $1.34 Billion | +0.30pp |
| 2016-12-31 | 10.62% | $140.00 Million | $1.32 Billion | -2.24pp |
| 2015-12-31 | 12.86% | $170.23 Million | $1.32 Billion | -3.73pp |
| 2014-12-31 | 16.60% | $221.12 Million | $1.33 Billion | -8.64pp |
| 2013-12-31 | 25.24% | $336.59 Million | $1.33 Billion | +8.34pp |
| 2012-12-31 | 16.90% | $223.27 Million | $1.32 Billion | -0.71pp |
| 2011-12-31 | 17.62% | $245.02 Million | $1.39 Billion | +4.08pp |
| 2010-12-31 | 13.54% | $229.69 Million | $1.70 Billion | -2.16pp |
| 2009-12-31 | 15.70% | $273.78 Million | $1.74 Billion | -5.93pp |
| 2008-12-31 | 21.63% | $354.60 Million | $1.64 Billion | +1.02pp |
| 2007-12-31 | 20.62% | $304.91 Million | $1.48 Billion | +1.11pp |
| 2006-12-31 | 19.51% | $263.27 Million | $1.35 Billion | +19.13pp |
| 2005-12-31 | 0.38% | $5.00 Million | $1.31 Billion | +0.23pp |
| 2004-12-31 | 0.15% | $1.85 Million | $1.23 Billion | -20.03pp |
| 2003-12-31 | 20.18% | $223.62 Million | $1.11 Billion | +19.53pp |
| 2002-12-31 | 0.65% | $6.21 Million | $954.39 Million | -0.70pp |
| 2001-12-31 | 1.35% | $11.04 Million | $818.11 Million | -2.42pp |
| 2000-12-31 | 3.77% | $31.93 Million | $847.59 Million | -- |