First Internet Bancorp Asset Resilience Ratio

Latest as of June 2026: 14.16%

First Internet Bancorp asset resilience ratio. First Internet Bancorp (INBK) has an Asset Resilience Ratio of 14.16% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Internet Bancorp liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$786.68 Million

Cash + Short-term Investments

Total Assets

$5.56 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of First Internet Bancorp (2010–2025)

Asset resilience ratio of First Internet Bancorp from 2010 to 2025. This chart shows how First Internet Bancorp's Asset Resilience Ratio has changed over time. Read total liabilities of First Internet Bancorp for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down First Internet Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see INBK current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$786.68 Million	14.16%
Total Liquid Assets	$786.68 Million	14.16%

Asset Resilience Insights

Moderate Liquidity: First Internet Bancorp has 14.16% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

First Internet Bancorp Industry Peers by Asset Resilience Ratio

Compare First Internet Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

First Internet Bancorp Asset Resilience Ratio by Year (2010–2025)

First Internet Bancorp asset resilience ratio by year from 2010 to 2025. The table below shows the annual Asset Resilience Ratio data for First Internet Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	11.05%	$615.50 Million	$5.57 Billion	+3.84pp
2024-12-31	7.20%	$413.30 Million	$5.74 Billion	-1.99pp
2023-12-31	9.19%	$474.86 Million	$5.17 Billion	+0.60pp
2022-12-31	8.59%	$390.38 Million	$4.54 Billion	-5.73pp
2021-12-31	14.32%	$603.04 Million	$4.21 Billion	+2.60pp
2020-12-31	11.72%	$497.63 Million	$4.25 Billion	-1.47pp
2019-12-31	13.19%	$540.85 Million	$4.10 Billion	-0.40pp
2018-12-31	13.59%	$481.35 Million	$3.54 Billion	-3.51pp
2017-12-31	17.10%	$473.27 Million	$2.77 Billion	-7.53pp
2016-12-31	24.63%	$456.70 Million	$1.85 Billion	+7.80pp
2015-12-31	16.83%	$213.70 Million	$1.27 Billion	+2.66pp
2014-12-31	14.17%	$137.52 Million	$970.50 Million	-8.44pp
2013-12-31	22.61%	$181.41 Million	$802.34 Million	-2.01pp
2012-12-31	24.62%	$156.69 Million	$636.37 Million	-0.87pp
2011-12-31	25.50%	$149.27 Million	$585.44 Million	+19.53pp
2010-12-31	5.97%	$30.06 Million	$503.92 Million	--

pp = percentage points

About First Internet Bancorp

NASDAQ:INBK USA Banks - Regional

Market Cap

$232.40 Million

Market Cap Rank

#15748 Global

#3758 in USA

Share Price

$26.61

Change (1 day)

-0.89%

52-Week Range

$17.26 - $29.94

All Time High

$51.40