First Internet Bancorp - Asset Resilience Ratio
First Internet Bancorp (INBK) has an Asset Resilience Ratio of 13.98% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read First Internet Bancorp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2025)
This chart shows how First Internet Bancorp's Asset Resilience Ratio has changed over time. See INBK total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down First Internet Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of First Internet Bancorp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $778.69 Million | 13.98% |
| Total Liquid Assets | $778.69 Million | 13.98% |
Asset Resilience Insights
- Moderate Liquidity: First Internet Bancorp has 13.98% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First Internet Bancorp Industry Peers by Asset Resilience Ratio
Compare First Internet Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First Internet Bancorp (2010–2025)
The table below shows the annual Asset Resilience Ratio data for First Internet Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.98% | $778.69 Million | $5.57 Billion | +6.77pp |
| 2024-12-31 | 7.20% | $413.30 Million | $5.74 Billion | -1.99pp |
| 2023-12-31 | 9.19% | $474.86 Million | $5.17 Billion | +0.60pp |
| 2022-12-31 | 8.59% | $390.38 Million | $4.54 Billion | -5.73pp |
| 2021-12-31 | 14.32% | $603.04 Million | $4.21 Billion | +2.60pp |
| 2020-12-31 | 11.72% | $497.63 Million | $4.25 Billion | -1.47pp |
| 2019-12-31 | 13.19% | $540.85 Million | $4.10 Billion | -0.40pp |
| 2018-12-31 | 13.59% | $481.35 Million | $3.54 Billion | -3.51pp |
| 2017-12-31 | 17.10% | $473.27 Million | $2.77 Billion | -7.53pp |
| 2016-12-31 | 24.63% | $456.70 Million | $1.85 Billion | +7.80pp |
| 2015-12-31 | 16.83% | $213.70 Million | $1.27 Billion | +2.66pp |
| 2014-12-31 | 14.17% | $137.52 Million | $970.50 Million | -8.44pp |
| 2013-12-31 | 22.61% | $181.41 Million | $802.34 Million | -2.01pp |
| 2012-12-31 | 24.62% | $156.69 Million | $636.37 Million | -0.87pp |
| 2011-12-31 | 25.50% | $149.27 Million | $585.44 Million | +19.53pp |
| 2010-12-31 | 5.97% | $30.06 Million | $503.92 Million | -- |
About First Internet Bancorp
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certi… Read more