First Internet Bancorp (INBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, First Internet Bancorp (INBK) has a cash flow conversion efficiency ratio of 0.209x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($75.55 Million) by net assets ($360.95 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See First Internet Bancorp (INBK) net asset quality to measure how much of total assets are equity-financed.
First Internet Bancorp - Cash Flow Conversion Efficiency Trend (2005–2025)
This chart illustrates how First Internet Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check First Internet Bancorp (INBK) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
First Internet Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of First Internet Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Hamilton Beach Brands Holding Co Class A
NYSE:HBB
|
0.018x |
|
Richardson Electronics Ltd
NASDAQ:RELL
|
-0.017x |
|
Jeju Air Co Ltd
KO:089590
|
0.262x |
|
Hawthorn Bancshares Inc
NASDAQ:HWBK
|
0.087x |
|
Jiangsu Smartwin Electronics Technology Co.Ltd.
SHE:301106
|
N/A |
|
Sern Kou Resources Bhd
KLSE:7180
|
-0.021x |
|
Kardemir Karabuk Demir Celik Sanayi ve Ticaret AS Class A
IS:KRDMA
|
0.031x |
|
Venus Remedies Limited
NSE:VENUSREM
|
0.136x |
Annual Cash Flow Conversion Efficiency for First Internet Bancorp (2005–2025)
The table below shows the annual cash flow conversion efficiency of First Internet Bancorp from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see INBK market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $359.77 Million | $3.45 Million | 0.010x | -71.66% |
| 2024-12-31 | $384.06 Million | $12.99 Million | 0.034x | +5.07% |
| 2023-12-31 | $362.80 Million | $11.68 Million | 0.032x | -85.80% |
| 2022-12-31 | $364.97 Million | $82.72 Million | 0.227x | +57.19% |
| 2021-12-31 | $380.34 Million | $54.84 Million | 0.144x | +265.15% |
| 2020-12-31 | $330.94 Million | $13.07 Million | 0.039x | +127.63% |
| 2019-12-31 | $304.91 Million | $-43.58 Million | -0.143x | -240.57% |
| 2018-12-31 | $288.74 Million | $29.36 Million | 0.102x | -7.46% |
| 2017-12-31 | $224.13 Million | $24.62 Million | 0.110x | -36.10% |
| 2016-12-31 | $153.94 Million | $26.47 Million | 0.172x | +64.46% |
| 2015-12-31 | $104.33 Million | $10.91 Million | 0.105x | +411.07% |
| 2014-12-31 | $96.78 Million | $1.98 Million | 0.020x | -95.52% |
| 2013-12-31 | $90.91 Million | $41.54 Million | 0.457x | +593.29% |
| 2012-12-31 | $61.35 Million | $-5.68 Million | -0.093x | +83.66% |
| 2011-12-31 | $55.42 Million | $-31.43 Million | -0.567x | -344.46% |
| 2010-12-31 | $48.90 Million | $11.34 Million | 0.232x | +532.58% |
| 2009-12-31 | $44.76 Million | $1.64 Million | 0.037x | -63.98% |
| 2008-12-31 | $45.41 Million | $4.62 Million | 0.102x | +2.08% |
| 2007-12-31 | $46.09 Million | $4.60 Million | 0.100x | +289.85% |
| 2006-12-31 | $42.67 Million | $-2.24 Million | -0.053x | -131.52% |
| 2005-12-31 | $43.48 Million | $7.24 Million | 0.167x | -- |
About First Internet Bancorp
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certi… Read more