First Internet Bancorp (INBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, First Internet Bancorp (INBK) has a cash flow conversion efficiency ratio of 0.209x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($75.55 Million) by net assets ($360.95 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See INBK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
First Internet Bancorp - Cash Flow Conversion Efficiency Trend (2005–2025)
This chart illustrates how First Internet Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
First Internet Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of First Internet Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
PTC India Financial Services Limited
NSE:PFS
|
0.379x |
|
Paramount Communications Limited
NSE:PARACABLES
|
-0.072x |
|
Cantor Equity Partners I, Inc. Class A Ordinary Shares
NASDAQ:CEPO
|
N/A |
|
Red Hill Minerals Ltd
AU:RHI
|
0.084x |
|
TuanChe ADR
NASDAQ:TC
|
-0.641x |
|
Sweeten Real Estate Development Co Ltd
TW:5525
|
-0.067x |
|
Gaotu Techedu Inc DRC
NYSE:GOTU
|
-0.806x |
|
Zhejiang Haiyan Power System Resources Environmental Technology Co. Ltd. A
SHG:688565
|
0.049x |
Annual Cash Flow Conversion Efficiency for First Internet Bancorp (2005–2025)
The table below shows the annual cash flow conversion efficiency of First Internet Bancorp from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see First Internet Bancorp stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $359.77 Million | $3.45 Million | 0.010x | -71.66% |
| 2024-12-31 | $384.06 Million | $12.99 Million | 0.034x | +5.07% |
| 2023-12-31 | $362.80 Million | $11.68 Million | 0.032x | -85.80% |
| 2022-12-31 | $364.97 Million | $82.72 Million | 0.227x | +57.19% |
| 2021-12-31 | $380.34 Million | $54.84 Million | 0.144x | +265.15% |
| 2020-12-31 | $330.94 Million | $13.07 Million | 0.039x | +127.63% |
| 2019-12-31 | $304.91 Million | $-43.58 Million | -0.143x | -240.57% |
| 2018-12-31 | $288.74 Million | $29.36 Million | 0.102x | -7.46% |
| 2017-12-31 | $224.13 Million | $24.62 Million | 0.110x | -36.10% |
| 2016-12-31 | $153.94 Million | $26.47 Million | 0.172x | +64.46% |
| 2015-12-31 | $104.33 Million | $10.91 Million | 0.105x | +411.07% |
| 2014-12-31 | $96.78 Million | $1.98 Million | 0.020x | -95.52% |
| 2013-12-31 | $90.91 Million | $41.54 Million | 0.457x | +593.29% |
| 2012-12-31 | $61.35 Million | $-5.68 Million | -0.093x | +83.66% |
| 2011-12-31 | $55.42 Million | $-31.43 Million | -0.567x | -344.46% |
| 2010-12-31 | $48.90 Million | $11.34 Million | 0.232x | +532.58% |
| 2009-12-31 | $44.76 Million | $1.64 Million | 0.037x | -63.98% |
| 2008-12-31 | $45.41 Million | $4.62 Million | 0.102x | +2.08% |
| 2007-12-31 | $46.09 Million | $4.60 Million | 0.100x | +289.85% |
| 2006-12-31 | $42.67 Million | $-2.24 Million | -0.053x | -131.52% |
| 2005-12-31 | $43.48 Million | $7.24 Million | 0.167x | -- |
About First Internet Bancorp
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certi… Read more