First Internet Bancorp (INBK) - Total Assets
Based on the latest financial reports, First Internet Bancorp (INBK) holds total assets worth $5.56 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
First Internet Bancorp - Total Assets Trend (2005–2025)
This chart illustrates how First Internet Bancorp's total assets have evolved over time, based on quarterly financial data. Also see INBK stock market capitalisation for the company's overall valuation and market capitalisation.
First Internet Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
First Internet Bancorp's total assets of $5.56 Billion consist of 19.8% current assets and 80.3% non-current assets. Review total liabilities of First Internet Bancorp to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 8.2% |
| Accounts Receivable | $27.91 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $4.69 Million | 0.1% |
Asset Composition Trend (2005–2025)
This chart illustrates how First Internet Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See First Internet Bancorp (INBK) stock price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Internet Bancorp's current assets represent 19.8% of total assets in 2025, an increase from 2.0% in 2005.
- Cash Position: Cash and equivalents constituted 8.2% of total assets in 2025, up from 1.5% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
First Internet Bancorp Competitors by Total Assets
Key competitors of First Internet Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
First Internet Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.01 | 0.36 | 0.61 |
| Quick Ratio | 0.01 | 0.36 | 1.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-4.80 Billion | $-3.38 Billion | $-1.28 Billion |
First Internet Bancorp - Advanced Valuation Insights
This section examines the relationship between First Internet Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.70 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | -2.9% |
| Total Assets | $5.57 Billion |
| Market Capitalization | $240.52 Million USD |
Valuation Analysis
Below Book Valuation: The market values First Internet Bancorp's assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: First Internet Bancorp's assets decreased by 2.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for First Internet Bancorp (2005–2025)
The table below shows the annual total assets of First Internet Bancorp from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $5.57 Billion | -2.90% |
| 2024-12-31 | $5.74 Billion | +11.04% |
| 2023-12-31 | $5.17 Billion | +13.75% |
| 2022-12-31 | $4.54 Billion | +7.89% |
| 2021-12-31 | $4.21 Billion | -0.83% |
| 2020-12-31 | $4.25 Billion | +3.56% |
| 2019-12-31 | $4.10 Billion | +15.77% |
| 2018-12-31 | $3.54 Billion | +27.97% |
| 2017-12-31 | $2.77 Billion | +49.25% |
| 2016-12-31 | $1.85 Billion | +46.03% |
| 2015-12-31 | $1.27 Billion | +30.85% |
| 2014-12-31 | $970.50 Million | +20.96% |
| 2013-12-31 | $802.34 Million | +26.08% |
| 2012-12-31 | $636.37 Million | +8.70% |
| 2011-12-31 | $585.44 Million | +16.18% |
| 2010-12-31 | $503.92 Million | -0.14% |
| 2009-12-31 | $504.62 Million | -7.08% |
| 2008-12-31 | $543.04 Million | -2.66% |
| 2007-12-31 | $557.90 Million | +15.38% |
| 2006-12-31 | $483.53 Million | +12.02% |
| 2005-12-31 | $431.65 Million | -- |
About First Internet Bancorp
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certi… Read more