IF Bancorp Inc
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement acco… Read more
IF Bancorp Inc - Asset Resilience Ratio
IF Bancorp Inc (IROQ) has an Asset Resilience Ratio of 22.25% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2024)
This chart shows how IF Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down IF Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $184.75 Million | 22.25% |
| Total Liquid Assets | $184.75 Million | 22.25% |
Asset Resilience Insights
- Good Liquidity Position: IF Bancorp Inc maintains a healthy 22.25% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
IF Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare IF Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for IF Bancorp Inc (2009–2024)
The table below shows the annual Asset Resilience Ratio data for IF Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | 21.46% | $190.47 Million | $887.75 Million | -2.25pp |
| 2023-06-30 | 23.71% | $201.30 Million | $848.98 Million | -2.05pp |
| 2022-06-30 | 25.76% | $220.91 Million | $857.56 Million | +1.94pp |
| 2021-06-30 | 23.82% | $189.89 Million | $797.34 Million | +1.74pp |
| 2020-06-30 | 22.08% | $162.39 Million | $735.52 Million | +1.87pp |
| 2019-06-30 | 20.21% | $146.29 Million | $723.87 Million | +0.49pp |
| 2018-06-30 | 19.72% | $126.00 Million | $638.92 Million | +0.66pp |
| 2017-06-30 | 19.06% | $111.61 Million | $585.47 Million | -1.31pp |
| 2016-06-30 | 20.37% | $121.33 Million | $595.57 Million | -9.90pp |
| 2015-06-30 | 30.27% | $170.63 Million | $563.67 Million | -3.21pp |
| 2014-06-30 | 33.48% | $184.59 Million | $551.34 Million | -3.20pp |
| 2013-06-30 | 36.68% | $200.83 Million | $547.53 Million | -6.99pp |
| 2012-06-30 | 43.67% | $223.31 Million | $511.33 Million | +42.31pp |
| 2011-06-30 | 1.36% | $6.95 Million | $510.82 Million | +0.81pp |
| 2010-06-30 | 0.55% | $2.13 Million | $384.78 Million | -0.90pp |
| 2009-06-30 | 1.45% | $5.48 Million | $377.16 Million | -- |