Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-… Read more
Magyar Bancorp Inc - Asset Resilience Ratio
Magyar Bancorp Inc (MGYR) has an Asset Resilience Ratio of 2.58% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Magyar Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Magyar Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $26.95 Million | 2.58% |
| Total Liquid Assets | $26.95 Million | 2.58% |
Asset Resilience Insights
- Limited Liquidity: Magyar Bancorp Inc maintains only 2.58% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Magyar Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Magyar Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Magyar Bancorp Inc (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Magyar Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.59% | $15.89 Million | $997.66 Million | -0.05pp |
| 2024-09-30 | 1.64% | $15.62 Million | $951.92 Million | +0.52pp |
| 2023-09-30 | 1.12% | $10.12 Million | $907.29 Million | -0.04pp |
| 2022-09-30 | 1.16% | $9.23 Million | $798.54 Million | -0.51pp |
| 2021-09-30 | 1.67% | $12.93 Million | $773.99 Million | -0.26pp |
| 2020-09-30 | 1.93% | $14.56 Million | $754.00 Million | -0.72pp |
| 2019-09-30 | 2.65% | $16.70 Million | $630.33 Million | -0.95pp |
| 2018-09-30 | 3.60% | $22.47 Million | $623.97 Million | +1.64pp |
| 2017-09-30 | 1.96% | $11.81 Million | $603.04 Million | +1.06pp |
| 2016-09-30 | 0.90% | $5.23 Million | $584.38 Million | -0.21pp |
| 2015-09-30 | 1.10% | $6.06 Million | $550.57 Million | -1.17pp |
| 2014-09-30 | 2.28% | $12.07 Million | $530.43 Million | -0.66pp |
| 2013-09-30 | 2.93% | $15.77 Million | $537.73 Million | -0.37pp |
| 2012-09-30 | 3.30% | $16.79 Million | $508.85 Million | -1.53pp |
| 2011-09-30 | 4.83% | $25.31 Million | $524.04 Million | +2.19pp |
| 2010-09-30 | 2.64% | $14.19 Million | $537.95 Million | -0.56pp |
| 2009-09-30 | 3.20% | $18.08 Million | $565.21 Million | -6.39pp |
| 2008-09-30 | 9.59% | $49.33 Million | $514.27 Million | +3.81pp |
| 2007-09-30 | 5.78% | $27.37 Million | $473.18 Million | +1.60pp |
| 2006-09-30 | 4.18% | $18.17 Million | $434.20 Million | +3.54pp |
| 2005-09-30 | 0.64% | $2.31 Million | $359.70 Million | -0.44pp |
| 2004-09-30 | 1.08% | $3.11 Million | $287.08 Million | -1.09pp |
| 2003-09-30 | 2.17% | $5.95 Million | $273.91 Million | -- |