Navient Corp
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Fede… Read more
Navient Corp - Asset Resilience Ratio
Navient Corp (NAVI) has an Asset Resilience Ratio of 3.09% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Navient Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Navient Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.65 Billion | 3.09% |
| Total Liquid Assets | $1.65 Billion | 3.09% |
Asset Resilience Insights
- Limited Liquidity: Navient Corp maintains only 3.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Navient Corp Industry Peers by Asset Resilience Ratio
Compare Navient Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Navient Corp (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Navient Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -3.18% | $-1.95 Billion | $61.38 Billion | -3.82pp |
| 2022-12-31 | 0.64% | $452.00 Million | $70.80 Billion | +0.07pp |
| 2021-12-31 | 0.57% | $462.00 Million | $80.61 Billion | +0.12pp |
| 2018-12-31 | 0.45% | $470.00 Million | $104.18 Billion | +0.45pp |
| 2017-12-31 | 0.00% | $2.00 Million | $114.99 Billion | 0.00pp |
| 2016-12-31 | 0.00% | $3.00 Million | $121.14 Billion | 0.00pp |
| 2015-12-31 | 0.00% | $5.00 Million | $134.05 Billion | 0.00pp |
| 2014-12-31 | 0.00% | $6.00 Million | $146.35 Billion | -0.06pp |
| 2013-12-31 | 0.07% | $109.00 Million | $159.54 Billion | -2.70pp |
| 2012-12-31 | 2.76% | $5.01 Billion | $181.26 Billion | -0.27pp |
| 2011-12-31 | 3.04% | $5.87 Billion | $193.34 Billion | -0.01pp |
| 2010-12-31 | 3.05% | $6.25 Billion | $205.31 Billion | +0.01pp |
| 2009-12-31 | 3.04% | $5.17 Billion | $169.99 Billion | +0.95pp |
| 2008-12-31 | 2.09% | $3.54 Billion | $168.77 Billion | -0.86pp |
| 2007-12-31 | 2.96% | $4.60 Billion | $155.56 Billion | +0.01pp |
| 2006-12-31 | 2.95% | $3.42 Billion | $116.14 Billion | -0.78pp |
| 2005-12-31 | 3.73% | $3.71 Billion | $99.34 Billion | -0.22pp |
| 2004-12-31 | 3.95% | $3.32 Billion | $84.09 Billion | +0.48pp |
| 2003-12-31 | 3.47% | $2.24 Billion | $64.61 Billion | +2.99pp |
| 2002-12-31 | 0.48% | $254.64 Million | $53.18 Billion | -0.10pp |
| 2001-12-31 | 0.58% | $307.60 Million | $52.87 Billion | -2.11pp |
| 2000-12-31 | 2.70% | $1.32 Billion | $48.79 Billion | -- |