NMI Holdings Inc
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-source… Read more
NMI Holdings Inc - Asset Resilience Ratio
NMI Holdings Inc (NMIH) has an Asset Resilience Ratio of 0.01% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how NMI Holdings Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down NMI Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $404.43 Million | 0.01% |
| Total Liquid Assets | $404.43 Million | 0.01% |
Asset Resilience Insights
- Limited Liquidity: NMI Holdings Inc maintains only 0.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NMI Holdings Inc Industry Peers by Asset Resilience Ratio
Compare NMI Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
|
ACMAT Corporation
PINK:ACMT |
Insurance - Specialty | 10.59% |
|
Enact Holdings Inc
NASDAQ:ACT |
Insurance - Specialty | 26.14% |
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
Ambac Financial Group Inc
NYSE:AMBC |
Insurance - Specialty | 19.88% |
|
AMERISAFE Inc
NASDAQ:AMSF |
Insurance - Specialty | 39.23% |
|
AXIS Capital Holdings Ltd
NYSE:AXS |
Insurance - Specialty | 4.09% |
|
Beazley plc
PINK:BZLYF |
Insurance - Specialty | 0.00% |
Annual Asset Resilience Ratio for NMI Holdings Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for NMI Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.53% | $404.43 Million | $3.84 Billion | +1.51pp |
| 2024-12-31 | 9.02% | $302.11 Million | $3.35 Billion | +2.61pp |
| 2023-12-31 | 6.41% | $189.73 Million | $2.96 Billion | -77.03pp |
| 2022-12-31 | 83.44% | $2.10 Billion | $2.52 Billion | -1.68pp |
| 2021-12-31 | 85.12% | $2.09 Billion | $2.45 Billion | +1.85pp |
| 2020-12-31 | 83.27% | $1.80 Billion | $2.17 Billion | -0.32pp |
| 2019-12-31 | 83.60% | $1.14 Billion | $1.36 Billion | +0.13pp |
| 2018-12-31 | 83.47% | $911.49 Million | $1.09 Billion | +3.47pp |
| 2017-12-31 | 80.00% | $715.88 Million | $894.85 Million | +5.28pp |
| 2016-12-31 | 74.72% | $628.97 Million | $841.74 Million | -9.70pp |
| 2015-12-31 | 84.42% | $559.24 Million | $662.45 Million | +11.78pp |
| 2014-12-31 | 72.64% | $336.50 Million | $463.26 Million | -- |
| 2013-12-31 | 0.00% | $0.00 | $481.22 Million | -- |
| 2012-12-31 | 0.90% | $4.86 Million | $542.77 Million | -- |