Bank Ozk - Asset Resilience Ratio
Bank Ozk (OZK) has an Asset Resilience Ratio of 1.01% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Bank Ozk to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Bank Ozk's Asset Resilience Ratio has changed over time. See OZK equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank Ozk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OZK stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $419.95 Million | 1.01% |
| Total Liquid Assets | $419.95 Million | 1.01% |
Asset Resilience Insights
- Limited Liquidity: Bank Ozk maintains only 1.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Ozk Industry Peers by Asset Resilience Ratio
Compare Bank Ozk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Bank Ozk (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Bank Ozk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.48% | $565.50 Million | $38.26 Billion | -8.00pp |
| 2023-12-31 | 9.48% | $3.24 Billion | $34.24 Billion | -3.15pp |
| 2022-12-31 | 12.62% | $3.49 Billion | $27.66 Billion | -2.14pp |
| 2021-12-31 | 14.76% | $3.92 Billion | $26.53 Billion | +2.23pp |
| 2020-12-31 | 12.54% | $3.41 Billion | $27.16 Billion | +2.87pp |
| 2019-12-31 | 9.67% | $2.28 Billion | $23.56 Billion | -3.12pp |
| 2018-12-31 | 12.79% | $2.86 Billion | $22.39 Billion | +0.46pp |
| 2017-12-31 | 12.33% | $2.62 Billion | $21.28 Billion | +4.54pp |
| 2016-12-31 | 7.79% | $1.47 Billion | $18.89 Billion | +1.69pp |
| 2015-12-31 | 6.10% | $602.35 Million | $9.88 Billion | -6.31pp |
| 2014-12-31 | 12.40% | $839.32 Million | $6.77 Billion | -1.58pp |
| 2013-12-31 | 13.98% | $669.38 Million | $4.79 Billion | +1.75pp |
| 2012-12-31 | 12.23% | $494.27 Million | $4.04 Billion | +0.80pp |
| 2011-12-31 | 11.43% | $438.91 Million | $3.84 Billion | +11.40pp |
| 2010-12-31 | 0.03% | $1.00 Million | $3.27 Billion | -2.78pp |
| 2009-12-31 | 2.81% | $77.74 Million | $2.77 Billion | +2.80pp |
| 2008-12-31 | 0.01% | $317.00K | $3.23 Billion | 0.00pp |
| 2007-12-31 | 0.01% | $329.00K | $2.71 Billion | +0.00pp |
| 2006-12-31 | 0.01% | $203.00K | $2.53 Billion | 0.00pp |
| 2005-12-31 | 0.01% | $207.00K | $2.13 Billion | -0.02pp |
| 2004-12-31 | 0.03% | $441.00K | $1.73 Billion | -0.01pp |
| 2003-12-31 | 0.03% | $428.00K | $1.39 Billion | -0.01pp |
| 2002-12-31 | 0.04% | $427.00K | $1.04 Billion | +0.02pp |
| 2001-12-31 | 0.03% | $218.00K | $871.38 Million | -0.22pp |
| 2000-12-31 | 0.24% | $2.02 Million | $826.95 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and … Read more