Bank Ozk - Asset Resilience Ratio
Bank Ozk (OZK) has an Asset Resilience Ratio of 1.17% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bank Ozk short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Bank Ozk's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Bank Ozk assets under control.
Liquid Assets Composition Over Time
This chart breaks down Bank Ozk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Bank Ozk (OZK) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $486.42 Million | 1.17% |
| Total Liquid Assets | $486.42 Million | 1.17% |
Asset Resilience Insights
- Limited Liquidity: Bank Ozk maintains only 1.17% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Ozk Industry Peers by Asset Resilience Ratio
Compare Bank Ozk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Ozk (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Bank Ozk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.99% | $404.55 Million | $40.79 Billion | -0.49pp |
| 2024-12-31 | 1.48% | $565.50 Million | $38.26 Billion | -8.00pp |
| 2023-12-31 | 9.48% | $3.24 Billion | $34.24 Billion | -3.15pp |
| 2022-12-31 | 12.62% | $3.49 Billion | $27.66 Billion | -2.14pp |
| 2021-12-31 | 14.76% | $3.92 Billion | $26.53 Billion | +2.23pp |
| 2020-12-31 | 12.54% | $3.41 Billion | $27.16 Billion | +2.87pp |
| 2019-12-31 | 9.67% | $2.28 Billion | $23.56 Billion | -3.12pp |
| 2018-12-31 | 12.79% | $2.86 Billion | $22.39 Billion | +0.46pp |
| 2017-12-31 | 12.33% | $2.62 Billion | $21.28 Billion | +4.54pp |
| 2016-12-31 | 7.79% | $1.47 Billion | $18.89 Billion | +1.69pp |
| 2015-12-31 | 6.10% | $602.35 Million | $9.88 Billion | -6.31pp |
| 2014-12-31 | 12.40% | $839.32 Million | $6.77 Billion | -1.58pp |
| 2013-12-31 | 13.98% | $669.38 Million | $4.79 Billion | +1.75pp |
| 2012-12-31 | 12.23% | $494.27 Million | $4.04 Billion | +0.80pp |
| 2011-12-31 | 11.43% | $438.91 Million | $3.84 Billion | +11.40pp |
| 2010-12-31 | 0.03% | $1.00 Million | $3.27 Billion | -2.78pp |
| 2009-12-31 | 2.81% | $77.74 Million | $2.77 Billion | +2.80pp |
| 2008-12-31 | 0.01% | $317.00K | $3.23 Billion | 0.00pp |
| 2007-12-31 | 0.01% | $329.00K | $2.71 Billion | +0.00pp |
| 2006-12-31 | 0.01% | $203.00K | $2.53 Billion | 0.00pp |
| 2005-12-31 | 0.01% | $207.00K | $2.13 Billion | -0.02pp |
| 2004-12-31 | 0.03% | $441.00K | $1.73 Billion | -0.01pp |
| 2003-12-31 | 0.03% | $428.00K | $1.39 Billion | -0.01pp |
| 2002-12-31 | 0.04% | $427.00K | $1.04 Billion | +0.02pp |
| 2001-12-31 | 0.03% | $218.00K | $871.38 Million | -0.22pp |
| 2000-12-31 | 0.24% | $2.02 Million | $826.95 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as p… Read more