Bank Ozk - Asset Resilience Ratio
Bank Ozk (OZK) has an Asset Resilience Ratio of 1.01% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Bank Ozk (OZK) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Bank Ozk's Asset Resilience Ratio has changed over time. See what is Bank Ozk's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank Ozk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OZK stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $419.95 Million | 1.01% |
| Total Liquid Assets | $419.95 Million | 1.01% |
Asset Resilience Insights
- Limited Liquidity: Bank Ozk maintains only 1.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Ozk Industry Peers by Asset Resilience Ratio
Compare Bank Ozk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Ozk (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Bank Ozk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.48% | $565.50 Million | $38.26 Billion | -8.00pp |
| 2023-12-31 | 9.48% | $3.24 Billion | $34.24 Billion | -3.15pp |
| 2022-12-31 | 12.62% | $3.49 Billion | $27.66 Billion | -2.14pp |
| 2021-12-31 | 14.76% | $3.92 Billion | $26.53 Billion | +2.23pp |
| 2020-12-31 | 12.54% | $3.41 Billion | $27.16 Billion | +2.87pp |
| 2019-12-31 | 9.67% | $2.28 Billion | $23.56 Billion | -3.12pp |
| 2018-12-31 | 12.79% | $2.86 Billion | $22.39 Billion | +0.46pp |
| 2017-12-31 | 12.33% | $2.62 Billion | $21.28 Billion | +4.54pp |
| 2016-12-31 | 7.79% | $1.47 Billion | $18.89 Billion | +1.69pp |
| 2015-12-31 | 6.10% | $602.35 Million | $9.88 Billion | -6.31pp |
| 2014-12-31 | 12.40% | $839.32 Million | $6.77 Billion | -1.58pp |
| 2013-12-31 | 13.98% | $669.38 Million | $4.79 Billion | +1.75pp |
| 2012-12-31 | 12.23% | $494.27 Million | $4.04 Billion | +0.80pp |
| 2011-12-31 | 11.43% | $438.91 Million | $3.84 Billion | +11.40pp |
| 2010-12-31 | 0.03% | $1.00 Million | $3.27 Billion | -2.78pp |
| 2009-12-31 | 2.81% | $77.74 Million | $2.77 Billion | +2.80pp |
| 2008-12-31 | 0.01% | $317.00K | $3.23 Billion | 0.00pp |
| 2007-12-31 | 0.01% | $329.00K | $2.71 Billion | +0.00pp |
| 2006-12-31 | 0.01% | $203.00K | $2.53 Billion | 0.00pp |
| 2005-12-31 | 0.01% | $207.00K | $2.13 Billion | -0.02pp |
| 2004-12-31 | 0.03% | $441.00K | $1.73 Billion | -0.01pp |
| 2003-12-31 | 0.03% | $428.00K | $1.39 Billion | -0.01pp |
| 2002-12-31 | 0.04% | $427.00K | $1.04 Billion | +0.02pp |
| 2001-12-31 | 0.03% | $218.00K | $871.38 Million | -0.22pp |
| 2000-12-31 | 0.24% | $2.02 Million | $826.95 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and … Read more