Bank Ozk Asset Resilience Ratio
Bank Ozk asset resilience ratio. Bank Ozk (OZK) has an Asset Resilience Ratio of 1.17% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OZK days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bank Ozk (2000–2025)
Asset resilience ratio of Bank Ozk from 2000 to 2025. This chart shows how Bank Ozk's Asset Resilience Ratio has changed over time. Read OZK total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bank Ozk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OZK current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $486.42 Million | 1.17% |
| Total Liquid Assets | $486.42 Million | 1.17% |
Asset Resilience Insights
- Limited Liquidity: Bank Ozk maintains only 1.17% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Ozk Industry Peers by Asset Resilience Ratio
Compare Bank Ozk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Bank Ozk Asset Resilience Ratio by Year (2000–2025)
Bank Ozk asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Bank Ozk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.99% | $404.55 Million | $40.79 Billion | -0.49pp |
| 2024-12-31 | 1.48% | $565.50 Million | $38.26 Billion | -8.00pp |
| 2023-12-31 | 9.48% | $3.24 Billion | $34.24 Billion | -3.15pp |
| 2022-12-31 | 12.62% | $3.49 Billion | $27.66 Billion | -2.14pp |
| 2021-12-31 | 14.76% | $3.92 Billion | $26.53 Billion | +2.23pp |
| 2020-12-31 | 12.54% | $3.41 Billion | $27.16 Billion | +2.87pp |
| 2019-12-31 | 9.67% | $2.28 Billion | $23.56 Billion | -3.12pp |
| 2018-12-31 | 12.79% | $2.86 Billion | $22.39 Billion | +0.46pp |
| 2017-12-31 | 12.33% | $2.62 Billion | $21.28 Billion | +4.54pp |
| 2016-12-31 | 7.79% | $1.47 Billion | $18.89 Billion | +1.69pp |
| 2015-12-31 | 6.10% | $602.35 Million | $9.88 Billion | -6.31pp |
| 2014-12-31 | 12.40% | $839.32 Million | $6.77 Billion | -1.58pp |
| 2013-12-31 | 13.98% | $669.38 Million | $4.79 Billion | +1.75pp |
| 2012-12-31 | 12.23% | $494.27 Million | $4.04 Billion | +0.80pp |
| 2011-12-31 | 11.43% | $438.91 Million | $3.84 Billion | +11.40pp |
| 2010-12-31 | 0.03% | $1.00 Million | $3.27 Billion | -2.78pp |
| 2009-12-31 | 2.81% | $77.74 Million | $2.77 Billion | +2.80pp |
| 2008-12-31 | 0.01% | $317.00K | $3.23 Billion | 0.00pp |
| 2007-12-31 | 0.01% | $329.00K | $2.71 Billion | +0.00pp |
| 2006-12-31 | 0.01% | $203.00K | $2.53 Billion | 0.00pp |
| 2005-12-31 | 0.01% | $207.00K | $2.13 Billion | -0.02pp |
| 2004-12-31 | 0.03% | $441.00K | $1.73 Billion | -0.01pp |
| 2003-12-31 | 0.03% | $428.00K | $1.39 Billion | -0.01pp |
| 2002-12-31 | 0.04% | $427.00K | $1.04 Billion | +0.02pp |
| 2001-12-31 | 0.03% | $218.00K | $871.38 Million | -0.22pp |
| 2000-12-31 | 0.24% | $2.02 Million | $826.95 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as p… Read more