Bank Ozk (OZK) - Total Liabilities
Based on the latest financial reports, Bank Ozk (OZK) has total liabilities worth $34.66 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Bank Ozk - Total Liabilities Trend (1996–2025)
This chart illustrates how Bank Ozk's total liabilities have evolved over time, based on quarterly financial data. See working capital position of Bank Ozk to evaluate short-term liquidity relative to the company's equity base.
Bank Ozk Competitors by Total Liabilities
The table below lists competitors of Bank Ozk ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Gerdau SA ADR
NYSE:GGB
|
USA | $28.08 Billion |
|
Janus Living, Inc.
NYSE:JAN
|
USA | $977.86 Million |
|
Hedef Holdings AS
IS:HEDEF
|
Turkey | TL1.10 Billion |
|
Vipshop Holdings Limited
F:1VPA
|
Germany | €34.40 Billion |
|
GREEK O.FOOTB. ADR 1/2
F:GF8A
|
Germany | €1.75 Billion |
|
Porsche Automobil Holding SE
F:PAHA
|
Germany | €7.20 Billion |
|
Gentex Corporation
NASDAQ:GNTX
|
USA | $492.03 Million |
|
Taiwan Business Bank
TW:2834
|
Taiwan | NT$2.36 Trillion |
Liability Composition Analysis (1996–2025)
This chart breaks down Bank Ozk's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Bank Ozk.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.65 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.85 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bank Ozk's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bank Ozk (1996–2025)
The table below shows the annual total liabilities of Bank Ozk from 1996 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $34.66 Billion | +6.46% |
| 2024-12-31 | $32.55 Billion | +11.87% |
| 2023-12-31 | $29.10 Billion | +26.70% |
| 2022-12-31 | $22.97 Billion | +5.88% |
| 2021-12-31 | $21.69 Billion | -5.23% |
| 2020-12-31 | $22.89 Billion | +17.96% |
| 2019-12-31 | $19.40 Billion | +4.23% |
| 2018-12-31 | $18.61 Billion | +4.51% |
| 2017-12-31 | $17.81 Billion | +10.67% |
| 2016-12-31 | $16.10 Billion | +62.92% |
| 2015-12-31 | $9.88 Billion | +46.01% |
| 2014-12-31 | $6.77 Billion | +62.71% |
| 2013-12-31 | $4.16 Billion | +17.84% |
| 2012-12-31 | $3.53 Billion | +3.33% |
| 2011-12-31 | $3.42 Billion | +15.78% |
| 2010-12-31 | $2.95 Billion | +18.07% |
| 2009-12-31 | $2.50 Billion | -14.02% |
| 2008-12-31 | $2.91 Billion | +15.46% |
| 2007-12-31 | $2.52 Billion | +6.87% |
| 2006-12-31 | $2.35 Billion | +18.60% |
| 2005-12-31 | $1.99 Billion | +23.67% |
| 2004-12-31 | $1.61 Billion | +24.64% |
| 2003-12-31 | $1.29 Billion | +36.20% |
| 2002-12-31 | $945.68 Million | +18.58% |
| 2001-12-31 | $797.51 Million | +4.75% |
| 2000-12-31 | $761.35 Million | +3.61% |
| 1999-12-31 | $734.80 Million | +28.46% |
| 1998-12-31 | $572.00 Million | +80.78% |
| 1997-12-31 | $316.40 Million | +25.51% |
| 1996-12-31 | $252.10 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and … Read more