Bank Ozk (OZK) - Total Assets
Based on the latest financial reports, Bank Ozk (OZK) holds total assets worth $40.79 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Bank Ozk cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Bank Ozk - Total Assets Trend (1996–2025)
This chart illustrates how Bank Ozk's total assets have evolved over time, based on quarterly financial data. See OZK total equity for net asset value and shareholders' equity analysis.
Bank Ozk - Asset Composition Analysis
Current Asset Composition (December 2025)
Bank Ozk's total assets of $40.79 Billion consist of 7.5% current assets and 92.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $660.79 Million | 1.6% |
Asset Composition Trend (1996–2025)
This chart illustrates how Bank Ozk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Bank Ozk.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank Ozk's current assets represent 7.5% of total assets in 2025, an increase from 3.5% in 1996.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 2.5% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1996.
- Asset Diversification: The largest asset category is goodwill at 1.6% of total assets.
Bank Ozk Competitors by Total Assets
Key competitors of Bank Ozk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
SCB X Public Company Limited
BK:SCB
|
Thailand | ฿3.47 Trillion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Ameris Bancorp
NASDAQ:ABCB
|
USA | $27.10 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
Bank Ozk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 0.19 | 0.27 |
| Quick Ratio | 0.11 | 0.19 | 0.27 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-30.27 Billion | $-24.77 Billion | $-15.82 Billion |
Bank Ozk - Advanced Valuation Insights
This section examines the relationship between Bank Ozk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.94 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | $40.79 Billion |
| Market Capitalization | $5.54 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bank Ozk's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bank Ozk's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bank Ozk (1996–2025)
The table below shows the annual total assets of Bank Ozk from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $40.79 Billion | +6.60% |
| 2024-12-31 | $38.26 Billion | +11.75% |
| 2023-12-31 | $34.24 Billion | +23.80% |
| 2022-12-31 | $27.66 Billion | +4.24% |
| 2021-12-31 | $26.53 Billion | -2.33% |
| 2020-12-31 | $27.16 Billion | +15.31% |
| 2019-12-31 | $23.56 Billion | +5.22% |
| 2018-12-31 | $22.39 Billion | +5.23% |
| 2017-12-31 | $21.28 Billion | +12.63% |
| 2016-12-31 | $18.89 Billion | +91.21% |
| 2015-12-31 | $9.88 Billion | +46.01% |
| 2014-12-31 | $6.77 Billion | +41.35% |
| 2013-12-31 | $4.79 Billion | +18.49% |
| 2012-12-31 | $4.04 Billion | +5.21% |
| 2011-12-31 | $3.84 Billion | +17.30% |
| 2010-12-31 | $3.27 Billion | +18.15% |
| 2009-12-31 | $2.77 Billion | -14.30% |
| 2008-12-31 | $3.23 Billion | +19.27% |
| 2007-12-31 | $2.71 Billion | +7.17% |
| 2006-12-31 | $2.53 Billion | +18.48% |
| 2005-12-31 | $2.13 Billion | +23.63% |
| 2004-12-31 | $1.73 Billion | +24.54% |
| 2003-12-31 | $1.39 Billion | +33.85% |
| 2002-12-31 | $1.04 Billion | +18.88% |
| 2001-12-31 | $871.38 Million | +5.37% |
| 2000-12-31 | $826.95 Million | +3.89% |
| 1999-12-31 | $796.00 Million | +29.98% |
| 1998-12-31 | $612.40 Million | +73.93% |
| 1997-12-31 | $352.10 Million | +30.12% |
| 1996-12-31 | $270.60 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and … Read more