Bank Ozk Total Assets
Bank Ozk total assets. Based on the latest financial reports, Bank Ozk (OZK) holds total assets worth $41.70 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Bank Ozk market cap and net worth for the company's overall valuation and market capitalisation.
Total Assets of Bank Ozk (1996–2025)
Total assets of Bank Ozk from 1996 to 2025. This chart illustrates how Bank Ozk's total assets have evolved over time, based on quarterly financial data. See OZK stock price and chart for real-time trading data and today's change.
Bank Ozk - Asset Composition Analysis
Bank Ozk Total Assets Breakdown (December 2025)
Bank Ozk total assets breakdown as of December 2025. Bank Ozk's total assets of $41.70 Billion consist of 7.5% current assets and 92.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.0% |
| Accounts Receivable | $171.58 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $660.79 Million | 1.6% |
Asset Composition Trend (1996–2025)
This chart illustrates how Bank Ozk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore Bank Ozk (OZK) liquidity to equity ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank Ozk's current assets represent 7.5% of total assets in 2025, an increase from 3.5% in 1996.
- Cash Position: Cash and equivalents constituted 7.0% of total assets in 2025, up from 2.5% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1996.
- Asset Diversification: The largest asset category is goodwill at 1.6% of total assets.
Bank Ozk Competitors by Total Assets
Key competitors of Bank Ozk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA
|
Germany | €601.46 Trillion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Graubuendner Kantonalbank
SW:GRKP
|
Switzerland | CHF36.31 Billion |
|
Pareto Bank ASA
OL:PARB
|
Norway | Nkr24.68 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩8.94 Trillion |
Bank Ozk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 5.36 | 0.09 | 0.30 |
| Quick Ratio | 5.36 | 0.09 | 0.30 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.53 Billion | $-28.92 Billion | $-15.25 Billion |
Bank Ozk - Advanced Valuation Insights
This section examines the relationship between Bank Ozk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.90 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | $40.79 Billion |
| Market Capitalization | $5.31 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bank Ozk's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bank Ozk's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bank Ozk (1996–2025)
The table below shows the annual total assets of Bank Ozk from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $40.79 Billion | +6.60% |
| 2024-12-31 | $38.26 Billion | +11.75% |
| 2023-12-31 | $34.24 Billion | +23.80% |
| 2022-12-31 | $27.66 Billion | +4.24% |
| 2021-12-31 | $26.53 Billion | -2.33% |
| 2020-12-31 | $27.16 Billion | +15.31% |
| 2019-12-31 | $23.56 Billion | +5.22% |
| 2018-12-31 | $22.39 Billion | +5.23% |
| 2017-12-31 | $21.28 Billion | +12.63% |
| 2016-12-31 | $18.89 Billion | +91.21% |
| 2015-12-31 | $9.88 Billion | +46.01% |
| 2014-12-31 | $6.77 Billion | +41.35% |
| 2013-12-31 | $4.79 Billion | +18.49% |
| 2012-12-31 | $4.04 Billion | +5.21% |
| 2011-12-31 | $3.84 Billion | +17.30% |
| 2010-12-31 | $3.27 Billion | +18.15% |
| 2009-12-31 | $2.77 Billion | -14.30% |
| 2008-12-31 | $3.23 Billion | +19.27% |
| 2007-12-31 | $2.71 Billion | +7.17% |
| 2006-12-31 | $2.53 Billion | +18.48% |
| 2005-12-31 | $2.13 Billion | +23.63% |
| 2004-12-31 | $1.73 Billion | +24.54% |
| 2003-12-31 | $1.39 Billion | +33.85% |
| 2002-12-31 | $1.04 Billion | +18.88% |
| 2001-12-31 | $871.38 Million | +5.37% |
| 2000-12-31 | $826.95 Million | +3.89% |
| 1999-12-31 | $796.00 Million | +29.98% |
| 1998-12-31 | $612.40 Million | +73.93% |
| 1997-12-31 | $352.10 Million | +30.12% |
| 1996-12-31 | $270.60 Million | -- |
About Bank Ozk
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as p… Read more