Peoples Fin
Peoples Financial Services Corp. provides commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, constructio… Read more
Peoples Fin - Asset Resilience Ratio
Peoples Fin (PFIS) has an Asset Resilience Ratio of 5.88% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2024)
This chart shows how Peoples Fin's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Peoples Fin's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $303.40 Million | 5.88% |
| Total Liquid Assets | $303.40 Million | 5.88% |
Asset Resilience Insights
- Limited Liquidity: Peoples Fin maintains only 5.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Peoples Fin Industry Peers by Asset Resilience Ratio
Compare Peoples Fin's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Peoples Fin (2002–2024)
The table below shows the annual Asset Resilience Ratio data for Peoples Fin.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.25% | $267.56 Million | $5.09 Billion | -5.41pp |
| 2023-12-31 | 10.66% | $398.93 Million | $3.74 Billion | -2.78pp |
| 2022-12-31 | 13.44% | $477.70 Million | $3.55 Billion | -1.91pp |
| 2021-12-31 | 15.35% | $517.32 Million | $3.37 Billion | +5.09pp |
| 2020-12-31 | 10.26% | $295.91 Million | $2.88 Billion | -3.09pp |
| 2019-12-31 | 13.35% | $330.48 Million | $2.48 Billion | +1.57pp |
| 2018-12-31 | 11.79% | $269.68 Million | $2.29 Billion | -0.77pp |
| 2017-12-31 | 12.56% | $272.55 Million | $2.17 Billion | -0.41pp |
| 2016-12-31 | 12.97% | $259.41 Million | $2.00 Billion | -2.69pp |
| 2015-12-31 | 15.66% | $284.94 Million | $1.82 Billion | -3.83pp |
| 2014-12-31 | 19.50% | $339.59 Million | $1.74 Billion | +1.75pp |
| 2013-12-31 | 17.75% | $299.71 Million | $1.69 Billion | +0.17pp |
| 2012-12-31 | 17.58% | $161.39 Million | $918.04 Million | -4.93pp |
| 2011-12-31 | 22.51% | $139.90 Million | $621.40 Million | +0.71pp |
| 2010-12-31 | 21.80% | $121.77 Million | $558.59 Million | -3.47pp |
| 2009-12-31 | 25.27% | $130.51 Million | $516.48 Million | +1.93pp |
| 2008-12-31 | 23.34% | $110.25 Million | $472.38 Million | -2.61pp |
| 2007-12-31 | 25.95% | $112.75 Million | $434.43 Million | -0.55pp |
| 2006-12-31 | 26.50% | $110.30 Million | $416.27 Million | -1.19pp |
| 2005-12-31 | 27.69% | $108.31 Million | $391.20 Million | +20.40pp |
| 2003-12-31 | 7.29% | $27.05 Million | $371.29 Million | +0.74pp |
| 2002-12-31 | 6.55% | $22.71 Million | $346.84 Million | -- |