Plumas Bancorp
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals in California, Nevada, and Oregon. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, and time and remote deposits. Its lo… Read more
Plumas Bancorp - Asset Resilience Ratio
Plumas Bancorp (PLBC) has an Asset Resilience Ratio of 19.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2024)
This chart shows how Plumas Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Plumas Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $442.55 Million | 19.85% |
| Total Liquid Assets | $442.55 Million | 19.85% |
Asset Resilience Insights
- Good Liquidity Position: Plumas Bancorp maintains a healthy 19.85% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Plumas Bancorp Industry Peers by Asset Resilience Ratio
Compare Plumas Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Plumas Bancorp (2003–2024)
The table below shows the annual Asset Resilience Ratio data for Plumas Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 26.97% | $437.74 Million | $1.62 Billion | -3.41pp |
| 2023-12-31 | 30.38% | $489.18 Million | $1.61 Billion | +2.94pp |
| 2022-12-31 | 27.43% | $444.70 Million | $1.62 Billion | +8.48pp |
| 2021-12-31 | 18.95% | $305.91 Million | $1.61 Billion | +2.79pp |
| 2020-12-31 | 16.16% | $179.61 Million | $1.11 Billion | -2.26pp |
| 2019-12-31 | 18.41% | $159.32 Million | $865.19 Million | -2.39pp |
| 2018-12-31 | 20.80% | $171.51 Million | $824.40 Million | +2.36pp |
| 2017-12-31 | 18.44% | $137.47 Million | $745.43 Million | +3.00pp |
| 2016-12-31 | 15.44% | $101.59 Million | $657.98 Million | -0.70pp |
| 2015-12-31 | 16.14% | $96.70 Million | $599.29 Million | -0.62pp |
| 2014-12-31 | 16.76% | $90.32 Million | $538.86 Million | -0.76pp |
| 2013-12-31 | 17.52% | $90.34 Million | $515.73 Million | +0.57pp |
| 2012-12-31 | 16.95% | $80.96 Million | $477.80 Million | +4.23pp |
| 2011-12-31 | 12.72% | $57.92 Million | $455.35 Million | +0.59pp |
| 2009-12-31 | 12.13% | $64.05 Million | $528.12 Million | +1.92pp |
| 2008-12-31 | 10.21% | $46.66 Million | $457.18 Million | -3.63pp |
| 2007-12-31 | 13.84% | $62.69 Million | $453.12 Million | -4.08pp |
| 2006-12-31 | 17.92% | $84.79 Million | $473.24 Million | -3.37pp |
| 2005-12-31 | 21.28% | $100.63 Million | $472.80 Million | -5.96pp |
| 2004-12-31 | 27.24% | $113.68 Million | $417.35 Million | +8.60pp |
| 2003-12-31 | 18.64% | $72.75 Million | $390.26 Million | -- |