Plumas Bancorp - Asset Resilience Ratio

Latest as of September 2025: 19.85%

Plumas Bancorp (PLBC) has an Asset Resilience Ratio of 19.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PLBC working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$442.55 Million

Cash + Short-term Investments

Total Assets

$2.23 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2024)

This chart shows how Plumas Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Plumas Bancorp assets under control.

Liquid Assets Composition Over Time

This chart breaks down Plumas Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Plumas Bancorp's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$442.55 Million	19.85%
Total Liquid Assets	$442.55 Million	19.85%

Asset Resilience Insights

Good Liquidity Position: Plumas Bancorp maintains a healthy 19.85% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Plumas Bancorp Industry Peers by Asset Resilience Ratio

Compare Plumas Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Plumas Bancorp (2003–2024)

The table below shows the annual Asset Resilience Ratio data for Plumas Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	26.97%	$437.74 Million	$1.62 Billion	-3.41pp
2023-12-31	30.38%	$489.18 Million	$1.61 Billion	+2.94pp
2022-12-31	27.43%	$444.70 Million	$1.62 Billion	+8.48pp
2021-12-31	18.95%	$305.91 Million	$1.61 Billion	+2.79pp
2020-12-31	16.16%	$179.61 Million	$1.11 Billion	-2.26pp
2019-12-31	18.41%	$159.32 Million	$865.19 Million	-2.39pp
2018-12-31	20.80%	$171.51 Million	$824.40 Million	+2.36pp
2017-12-31	18.44%	$137.47 Million	$745.43 Million	+3.00pp
2016-12-31	15.44%	$101.59 Million	$657.98 Million	-0.70pp
2015-12-31	16.14%	$96.70 Million	$599.29 Million	-0.62pp
2014-12-31	16.76%	$90.32 Million	$538.86 Million	-0.76pp
2013-12-31	17.52%	$90.34 Million	$515.73 Million	+0.57pp
2012-12-31	16.95%	$80.96 Million	$477.80 Million	+4.23pp
2011-12-31	12.72%	$57.92 Million	$455.35 Million	+0.59pp
2009-12-31	12.13%	$64.05 Million	$528.12 Million	+1.92pp
2008-12-31	10.21%	$46.66 Million	$457.18 Million	-3.63pp
2007-12-31	13.84%	$62.69 Million	$453.12 Million	-4.08pp
2006-12-31	17.92%	$84.79 Million	$473.24 Million	-3.37pp
2005-12-31	21.28%	$100.63 Million	$472.80 Million	-5.96pp
2004-12-31	27.24%	$113.68 Million	$417.35 Million	+8.60pp
2003-12-31	18.64%	$72.75 Million	$390.26 Million	--

pp = percentage points

About Plumas Bancorp

NASDAQ:PLBC USA Banks - Regional

Market Cap

$433.93 Million

Market Cap Rank

#13938 Global

#3337 in USA

Share Price

$62.36

Change (1 day)

-0.85%

52-Week Range

$40.41 - $63.57

All Time High

$63.57