Plumas Bancorp - Asset Resilience Ratio
Plumas Bancorp (PLBC) has an Asset Resilience Ratio of 19.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Plumas Bancorp for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2024)
This chart shows how Plumas Bancorp's Asset Resilience Ratio has changed over time. See what is Plumas Bancorp's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Plumas Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Plumas Bancorp (PLBC) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $442.55 Million | 19.85% |
| Total Liquid Assets | $442.55 Million | 19.85% |
Asset Resilience Insights
- Good Liquidity Position: Plumas Bancorp maintains a healthy 19.85% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Plumas Bancorp Industry Peers by Asset Resilience Ratio
Compare Plumas Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Plumas Bancorp (2003–2024)
The table below shows the annual Asset Resilience Ratio data for Plumas Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 26.97% | $437.74 Million | $1.62 Billion | -3.41pp |
| 2023-12-31 | 30.38% | $489.18 Million | $1.61 Billion | +2.94pp |
| 2022-12-31 | 27.43% | $444.70 Million | $1.62 Billion | +8.48pp |
| 2021-12-31 | 18.95% | $305.91 Million | $1.61 Billion | +2.79pp |
| 2020-12-31 | 16.16% | $179.61 Million | $1.11 Billion | -2.26pp |
| 2019-12-31 | 18.41% | $159.32 Million | $865.19 Million | -2.39pp |
| 2018-12-31 | 20.80% | $171.51 Million | $824.40 Million | +2.36pp |
| 2017-12-31 | 18.44% | $137.47 Million | $745.43 Million | +3.00pp |
| 2016-12-31 | 15.44% | $101.59 Million | $657.98 Million | -0.70pp |
| 2015-12-31 | 16.14% | $96.70 Million | $599.29 Million | -0.62pp |
| 2014-12-31 | 16.76% | $90.32 Million | $538.86 Million | -0.76pp |
| 2013-12-31 | 17.52% | $90.34 Million | $515.73 Million | +0.57pp |
| 2012-12-31 | 16.95% | $80.96 Million | $477.80 Million | +4.23pp |
| 2011-12-31 | 12.72% | $57.92 Million | $455.35 Million | +0.59pp |
| 2009-12-31 | 12.13% | $64.05 Million | $528.12 Million | +1.92pp |
| 2008-12-31 | 10.21% | $46.66 Million | $457.18 Million | -3.63pp |
| 2007-12-31 | 13.84% | $62.69 Million | $453.12 Million | -4.08pp |
| 2006-12-31 | 17.92% | $84.79 Million | $473.24 Million | -3.37pp |
| 2005-12-31 | 21.28% | $100.63 Million | $472.80 Million | -5.96pp |
| 2004-12-31 | 27.24% | $113.68 Million | $417.35 Million | +8.60pp |
| 2003-12-31 | 18.64% | $72.75 Million | $390.26 Million | -- |
About Plumas Bancorp
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals in California, Nevada, and Oregon. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, and time and remote deposits. Its lo… Read more