Plumas Bancorp Asset Resilience Ratio
Plumas Bancorp asset resilience ratio. Plumas Bancorp (PLBC) has an Asset Resilience Ratio of 19.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Plumas Bancorp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Plumas Bancorp (2003–2024)
Asset resilience ratio of Plumas Bancorp from 2003 to 2024. This chart shows how Plumas Bancorp's Asset Resilience Ratio has changed over time. Read debt load of Plumas Bancorp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Plumas Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Plumas Bancorp total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $442.55 Million | 19.85% |
| Total Liquid Assets | $442.55 Million | 19.85% |
Asset Resilience Insights
- Good Liquidity Position: Plumas Bancorp maintains a healthy 19.85% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Plumas Bancorp Industry Peers by Asset Resilience Ratio
Compare Plumas Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Plumas Bancorp Asset Resilience Ratio by Year (2003–2024)
Plumas Bancorp asset resilience ratio by year from 2003 to 2024. The table below shows the annual Asset Resilience Ratio data for Plumas Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 26.97% | $437.74 Million | $1.62 Billion | -3.41pp |
| 2023-12-31 | 30.38% | $489.18 Million | $1.61 Billion | +2.94pp |
| 2022-12-31 | 27.43% | $444.70 Million | $1.62 Billion | +8.48pp |
| 2021-12-31 | 18.95% | $305.91 Million | $1.61 Billion | +2.79pp |
| 2020-12-31 | 16.16% | $179.61 Million | $1.11 Billion | -2.26pp |
| 2019-12-31 | 18.41% | $159.32 Million | $865.19 Million | -2.39pp |
| 2018-12-31 | 20.80% | $171.51 Million | $824.40 Million | +2.36pp |
| 2017-12-31 | 18.44% | $137.47 Million | $745.43 Million | +3.00pp |
| 2016-12-31 | 15.44% | $101.59 Million | $657.98 Million | -0.70pp |
| 2015-12-31 | 16.14% | $96.70 Million | $599.29 Million | -0.62pp |
| 2014-12-31 | 16.76% | $90.32 Million | $538.86 Million | -0.76pp |
| 2013-12-31 | 17.52% | $90.34 Million | $515.73 Million | +0.57pp |
| 2012-12-31 | 16.95% | $80.96 Million | $477.80 Million | +4.23pp |
| 2011-12-31 | 12.72% | $57.92 Million | $455.35 Million | +0.59pp |
| 2009-12-31 | 12.13% | $64.05 Million | $528.12 Million | +1.92pp |
| 2008-12-31 | 10.21% | $46.66 Million | $457.18 Million | -3.63pp |
| 2007-12-31 | 13.84% | $62.69 Million | $453.12 Million | -4.08pp |
| 2006-12-31 | 17.92% | $84.79 Million | $473.24 Million | -3.37pp |
| 2005-12-31 | 21.28% | $100.63 Million | $472.80 Million | -5.96pp |
| 2004-12-31 | 27.24% | $113.68 Million | $417.35 Million | +8.60pp |
| 2003-12-31 | 18.64% | $72.75 Million | $390.26 Million | -- |
About Plumas Bancorp
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals in California, Nevada, and Oregon. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, and time and remote deposits. Its lo… Read more