PRA Group Inc
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. The company purchases accounts that are primarily unpaid obligations of individuals owed to credit originators. It also purchases and collects nonperforming loans, which are sold by credit originators when they choose not to pursue, or have been unsucc… Read more
PRA Group Inc - Asset Resilience Ratio
PRA Group Inc (PRAA) has an Asset Resilience Ratio of 1.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how PRA Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down PRA Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $63.23 Million | 1.26% |
| Total Liquid Assets | $63.23 Million | 1.26% |
Asset Resilience Insights
- Limited Liquidity: PRA Group Inc maintains only 1.26% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PRA Group Inc Industry Peers by Asset Resilience Ratio
Compare PRA Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for PRA Group Inc (2004–2024)
The table below shows the annual Asset Resilience Ratio data for PRA Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.13% | $55.76 Million | $4.93 Billion | -0.18pp |
| 2023-12-31 | 1.31% | $59.47 Million | $4.53 Billion | -0.29pp |
| 2022-12-31 | 1.60% | $66.81 Million | $4.18 Billion | +1.46pp |
| 2021-12-31 | 0.14% | $6.25 Million | $4.37 Billion | +0.14pp |
| 2019-12-31 | 0.01% | $323.00K | $4.42 Billion | -0.01pp |
| 2018-12-31 | 0.02% | $779.00K | $3.91 Billion | -2.10pp |
| 2017-12-31 | 2.12% | $78.29 Million | $3.70 Billion | -0.05pp |
| 2016-12-31 | 2.17% | $68.54 Million | $3.16 Billion | -0.30pp |
| 2015-12-31 | 2.47% | $73.80 Million | $2.99 Billion | -0.76pp |
| 2014-12-31 | 3.23% | $89.70 Million | $2.78 Billion | -- |
| 2013-12-31 | 0.00% | $0.00 | $1.60 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $1.29 Billion | -- |
| 2011-12-31 | 0.00% | $0.00 | $1.07 Billion | -- |
| 2010-12-31 | 0.00% | $0.00 | $995.91 Million | -- |
| 2004-12-31 | 13.67% | $23.95 Million | $175.18 Million | -- |