Summit State Bank Asset Resilience Ratio
Summit State Bank asset resilience ratio. Summit State Bank (SSBI) has an Asset Resilience Ratio of 1.06% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Summit State Bank liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Summit State Bank (2010–2025)
Asset resilience ratio of Summit State Bank from 2010 to 2025. This chart shows how Summit State Bank's Asset Resilience Ratio has changed over time. Read SSBI current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Summit State Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Summit State Bank assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.60 Million | 1.06% |
| Total Liquid Assets | $10.60 Million | 1.06% |
Asset Resilience Insights
- Limited Liquidity: Summit State Bank maintains only 1.06% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Summit State Bank Industry Peers by Asset Resilience Ratio
Compare Summit State Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Summit State Bank Asset Resilience Ratio by Year (2010–2025)
Summit State Bank asset resilience ratio by year from 2010 to 2025. The table below shows the annual Asset Resilience Ratio data for Summit State Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.51% | $55.38 Million | $1.00 Billion | -0.12pp |
| 2024-12-31 | 5.63% | $60.07 Million | $1.07 Billion | -1.17pp |
| 2023-12-31 | 6.80% | $76.33 Million | $1.12 Billion | -0.71pp |
| 2022-12-31 | 7.51% | $83.78 Million | $1.12 Billion | +0.27pp |
| 2021-12-31 | 7.24% | $69.37 Million | $958.08 Million | -0.61pp |
| 2020-12-31 | 7.85% | $67.95 Million | $865.85 Million | +0.05pp |
| 2019-12-31 | 7.79% | $54.24 Million | $695.98 Million | -3.49pp |
| 2018-12-31 | 11.28% | $70.17 Million | $622.10 Million | -1.61pp |
| 2017-12-31 | 12.89% | $78.77 Million | $610.86 Million | -8.08pp |
| 2016-12-31 | 20.98% | $107.77 Million | $513.70 Million | -4.07pp |
| 2015-12-31 | 25.05% | $128.60 Million | $513.37 Million | -2.08pp |
| 2014-12-31 | 27.13% | $124.72 Million | $459.68 Million | +2.12pp |
| 2013-12-31 | 25.01% | $113.57 Million | $454.07 Million | -3.25pp |
| 2012-12-31 | 28.26% | $125.71 Million | $444.90 Million | +5.38pp |
| 2011-12-31 | 22.87% | $88.66 Million | $387.62 Million | +20.59pp |
| 2010-12-31 | 2.28% | $7.94 Million | $347.93 Million | -- |
About Summit State Bank
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also pro… Read more