Summit State Bank Cash Flow Conversion Efficiency
Summit State Bank cash flow conversion efficiency. Based on the latest financial reports, Summit State Bank (SSBI) has a cash flow conversion efficiency ratio of 0.043x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($4.35 Million) by net assets ($101.36 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Summit State Bank (2003–2025)
Cash flow conversion efficiency of Summit State Bank from 2003 to 2025. This chart illustrates how Summit State Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View SSBI share price today for real-time trading data and today's change.
Summit State Bank Cash Flow Conversion Ratio Explained
Summit State Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Summit State Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Summit State Bank ranked by their cash flow conversion efficiency. Also see Summit State Bank (SSBI) market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Bank Panin Syariah Tbk
JK:PNBS
|
0.030x |
|
Adyton Resources Corp
V:ADY
|
0.004x |
|
ULMA Construccion Polska SA
WAR:ULM
|
-0.002x |
|
Brompton Lifeco Split Corp
TO:LCS
|
-0.005x |
|
ZUARI INDUSTRIES LIMITED
NSE:ZUARIIND
|
0.003x |
|
Solitario Exploration & Royalty Corp
NYSE MKT:XPL
|
-0.019x |
|
Delfingen
PA:ALDEL
|
0.191x |
|
Kirloskar Electric Company Limited
NSE:KECL
|
-7.328x |
Annual Cash Flow Conversion Efficiency for Summit State Bank (2003–2025)
The table below shows the annual cash flow conversion efficiency of Summit State Bank from 2003 to 2025. Review SSBI FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $101.17 Million | $6.59 Million | 0.065x | +2.21% |
| 2024-12-31 | $91.72 Million | $5.85 Million | 0.064x | +361.76% |
| 2023-12-31 | $97.68 Million | $-2.38 Million | -0.024x | -115.73% |
| 2022-12-31 | $88.55 Million | $13.72 Million | 0.155x | -74.90% |
| 2021-12-31 | $84.28 Million | $52.02 Million | 0.617x | +1155.59% |
| 2020-12-31 | $75.63 Million | $3.72 Million | 0.049x | -19.95% |
| 2019-12-31 | $67.34 Million | $4.14 Million | 0.061x | +0.86% |
| 2018-12-31 | $61.52 Million | $3.75 Million | 0.061x | -14.34% |
| 2017-12-31 | $59.68 Million | $4.24 Million | 0.071x | -20.23% |
| 2016-12-31 | $58.62 Million | $5.22 Million | 0.089x | +13.04% |
| 2015-12-31 | $57.33 Million | $4.52 Million | 0.079x | +9.53% |
| 2014-12-31 | $67.58 Million | $4.86 Million | 0.072x | -30.44% |
| 2013-12-31 | $61.63 Million | $6.38 Million | 0.103x | -23.73% |
| 2012-12-31 | $62.87 Million | $8.53 Million | 0.136x | +21.68% |
| 2011-12-31 | $61.01 Million | $6.80 Million | 0.111x | -2.57% |
| 2010-12-31 | $55.31 Million | $6.33 Million | 0.114x | +28.42% |
| 2009-12-31 | $55.51 Million | $4.95 Million | 0.089x | -12.60% |
| 2008-12-31 | $55.55 Million | $5.66 Million | 0.102x | +39.87% |
| 2007-12-31 | $47.72 Million | $3.48 Million | 0.073x | +79.74% |
| 2006-12-31 | $47.81 Million | $1.94 Million | 0.041x | -77.48% |
| 2005-12-31 | $27.04 Million | $4.87 Million | 0.180x | +5.84% |
| 2004-12-31 | $25.39 Million | $4.32 Million | 0.170x | +97.37% |
| 2003-12-31 | $23.78 Million | $2.05 Million | 0.086x | -- |
About Summit State Bank
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also pro… Read more