Summit State Bank (SSBI) - Total Assets
Based on the latest financial reports, Summit State Bank (SSBI) holds total assets worth $1.00 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See SSBI total equity for net asset value and shareholders' equity analysis.
Summit State Bank - Total Assets Trend (2002–2025)
This chart illustrates how Summit State Bank's total assets have evolved over time, based on quarterly financial data.
Summit State Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Summit State Bank's total assets of $1.00 Billion consist of 6.8% current assets and 93.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 6.5% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how Summit State Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SSBI company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Summit State Bank's current assets represent 6.8% of total assets in 2025, an increase from 0.0% in 2002.
- Cash Position: Cash and equivalents constituted 6.5% of total assets in 2025, up from 0.0% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Summit State Bank Competitors by Total Assets
Key competitors of Summit State Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819
|
Malaysia | RM312.72 Billion |
|
First Merchants Corporation
NASDAQ:FRME
|
USA | $19.03 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.12 Billion |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3
|
Brazil | R$163.86 Billion |
|
Pareto Bank ASA
OL:PARB
|
Norway | Nkr25.34 Billion |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV
|
France | €21.07 Billion |
|
Blue Foundry Bancorp
NASDAQ:BLFY
|
USA | $2.16 Billion |
|
Banco Alfa de Investimento S.A
SA:BRIV3
|
Brazil | R$27.67 Billion |
Summit State Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 0.12 | 0.16 |
| Quick Ratio | 0.11 | 0.12 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-535.96 Million | $-851.09 Million | $-628.54 Million |
Summit State Bank - Advanced Valuation Insights
This section examines the relationship between Summit State Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.94 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | -5.9% |
| Total Assets | $1.00 Billion |
| Market Capitalization | $91.62 Million USD |
Valuation Analysis
Below Book Valuation: The market values Summit State Bank's assets below their book value (0.09x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Summit State Bank's assets decreased by 5.9% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Summit State Bank (2002–2025)
The table below shows the annual total assets of Summit State Bank from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.00 Billion | -5.86% |
| 2024-12-31 | $1.07 Billion | -4.94% |
| 2023-12-31 | $1.12 Billion | +0.64% |
| 2022-12-31 | $1.12 Billion | +16.41% |
| 2021-12-31 | $958.08 Million | +10.65% |
| 2020-12-31 | $865.85 Million | +24.41% |
| 2019-12-31 | $695.98 Million | +11.87% |
| 2018-12-31 | $622.10 Million | +1.84% |
| 2017-12-31 | $610.86 Million | +18.91% |
| 2016-12-31 | $513.70 Million | +0.07% |
| 2015-12-31 | $513.37 Million | +11.68% |
| 2014-12-31 | $459.68 Million | +1.23% |
| 2013-12-31 | $454.07 Million | +2.06% |
| 2012-12-31 | $444.90 Million | +14.77% |
| 2011-12-31 | $387.62 Million | +11.41% |
| 2010-12-31 | $347.93 Million | +2.21% |
| 2009-12-31 | $340.40 Million | -6.63% |
| 2008-12-31 | $364.58 Million | +7.17% |
| 2007-12-31 | $340.19 Million | +8.71% |
| 2006-12-31 | $312.95 Million | -9.48% |
| 2005-12-31 | $345.74 Million | +39.54% |
| 2004-12-31 | $247.77 Million | +6.39% |
| 2003-12-31 | $232.89 Million | +6.02% |
| 2002-12-31 | $219.67 Million | -- |
About Summit State Bank
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also pro… Read more