TC Bancshares Inc - Asset Resilience Ratio
TC Bancshares Inc (TCBC) has an Asset Resilience Ratio of 17.30% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TC Bancshares Inc (TCBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2023)
This chart shows how TC Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see TC Bancshares Inc total assets.
Liquid Assets Composition Over Time
This chart breaks down TC Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore TCBC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $93.51 Million | 17.3% |
| Total Liquid Assets | $93.51 Million | 17.30% |
Asset Resilience Insights
- Good Liquidity Position: TC Bancshares Inc maintains a healthy 17.30% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
TC Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare TC Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for TC Bancshares Inc (2019–2023)
The table below shows the annual Asset Resilience Ratio data for TC Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 9.21% | $42.96 Million | $466.58 Million | -0.82pp |
| 2022-12-31 | 10.03% | $43.10 Million | $429.62 Million | -1.95pp |
| 2021-12-31 | 11.98% | $45.63 Million | $380.94 Million | +7.43pp |
| 2020-12-31 | 4.55% | $15.92 Million | $349.93 Million | -2.32pp |
| 2019-12-31 | 6.87% | $22.11 Million | $321.76 Million | -- |
About TC Bancshares Inc
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending p… Read more