TC Bancshares Inc Asset Resilience Ratio
TC Bancshares Inc asset resilience ratio. TC Bancshares Inc (TCBC) has an Asset Resilience Ratio of 17.30% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TCBC days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of TC Bancshares Inc (2019–2023)
Asset resilience ratio of TC Bancshares Inc from 2019 to 2023. This chart shows how TC Bancshares Inc's Asset Resilience Ratio has changed over time. Read TCBC total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down TC Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see TCBC total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $93.51 Million | 17.3% |
| Total Liquid Assets | $93.51 Million | 17.30% |
Asset Resilience Insights
- Good Liquidity Position: TC Bancshares Inc maintains a healthy 17.30% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
TC Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare TC Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
TC Bancshares Inc Asset Resilience Ratio by Year (2019–2023)
TC Bancshares Inc asset resilience ratio by year from 2019 to 2023. The table below shows the annual Asset Resilience Ratio data for TC Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 9.21% | $42.96 Million | $466.58 Million | -0.82pp |
| 2022-12-31 | 10.03% | $43.10 Million | $429.62 Million | -1.95pp |
| 2021-12-31 | 11.98% | $45.63 Million | $380.94 Million | +7.43pp |
| 2020-12-31 | 4.55% | $15.92 Million | $349.93 Million | -2.32pp |
| 2019-12-31 | 6.87% | $22.11 Million | $321.76 Million | -- |
About TC Bancshares Inc
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending p… Read more