Texas Capital Bancshares Inc
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as… Read more
Texas Capital Bancshares Inc - Asset Resilience Ratio
Texas Capital Bancshares Inc (TCBI) has an Asset Resilience Ratio of 14.97% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Texas Capital Bancshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Texas Capital Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.72 Billion | 14.97% |
| Total Liquid Assets | $4.72 Billion | 14.97% |
Asset Resilience Insights
- Moderate Liquidity: Texas Capital Bancshares Inc has 14.97% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Texas Capital Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Texas Capital Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Texas Capital Bancshares Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Texas Capital Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.97% | $4.72 Billion | $31.54 Billion | +14.38pp |
| 2024-12-31 | 0.60% | $182.86 Million | $30.73 Billion | -10.78pp |
| 2023-12-31 | 11.38% | $3.23 Billion | $28.36 Billion | +2.17pp |
| 2022-12-31 | 9.21% | $2.62 Billion | $28.41 Billion | -1.11pp |
| 2021-12-31 | 10.32% | $3.58 Billion | $34.73 Billion | +1.84pp |
| 2020-12-31 | 8.47% | $3.20 Billion | $37.73 Billion | +7.74pp |
| 2019-12-31 | 0.74% | $239.87 Million | $32.55 Billion | +0.31pp |
| 2018-12-31 | 0.43% | $120.22 Million | $28.26 Billion | +0.33pp |
| 2017-12-31 | 0.09% | $23.51 Million | $25.08 Billion | -0.02pp |
| 2016-12-31 | 0.11% | $24.87 Million | $21.70 Billion | -0.04pp |
| 2015-12-31 | 0.16% | $29.99 Million | $18.91 Billion | -0.10pp |
| 2014-12-31 | 0.26% | $41.72 Million | $15.90 Billion | -0.28pp |
| 2013-12-31 | 0.54% | $63.21 Million | $11.71 Billion | -0.41pp |
| 2012-12-31 | 0.95% | $100.19 Million | $10.54 Billion | -0.28pp |
| 2011-12-31 | 1.23% | $100.19 Million | $8.14 Billion | -1.65pp |
| 2010-12-31 | 2.88% | $185.42 Million | $6.45 Billion | -1.79pp |
| 2009-12-31 | 4.67% | $266.13 Million | $5.70 Billion | -2.70pp |
| 2008-12-31 | 7.37% | $378.75 Million | $5.14 Billion | -3.53pp |
| 2007-12-31 | 10.90% | $467.31 Million | $4.29 Billion | -3.58pp |
| 2006-12-31 | 14.48% | $532.05 Million | $3.68 Billion | -6.25pp |
| 2005-12-31 | 20.72% | $630.48 Million | $3.04 Billion | -14.63pp |
| 2003-12-31 | 35.36% | $775.34 Million | $2.19 Billion | +34.30pp |
| 2001-12-31 | 1.06% | $12.36 Million | $1.16 Billion | -2.34pp |
| 2000-12-31 | 3.40% | $30.86 Million | $908.43 Million | -- |