US Century Bank Asset Resilience Ratio
US Century Bank asset resilience ratio. US Century Bank (USCB) has an Asset Resilience Ratio of 9.74% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See US Century Bank liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of US Century Bank (2023–2025)
Asset resilience ratio of US Century Bank from 2023 to 2025. This chart shows how US Century Bank's Asset Resilience Ratio has changed over time. Read US Century Bank (USCB) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down US Century Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see US Century Bank total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $277.16 Million | 9.74% |
| Total Liquid Assets | $277.16 Million | 9.74% |
Asset Resilience Insights
- Limited Liquidity: US Century Bank maintains only 9.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
US Century Bank Industry Peers by Asset Resilience Ratio
Compare US Century Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
US Century Bank Asset Resilience Ratio by Year (2023–2025)
US Century Bank asset resilience ratio by year from 2023 to 2025. The table below shows the annual Asset Resilience Ratio data for US Century Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $0.00 | $2.80 Billion | -- |
| 2024-12-31 | 8.41% | $217.20 Million | $2.58 Billion | -1.39pp |
| 2023-12-31 | 9.80% | $229.33 Million | $2.34 Billion | -- |
About US Century Bank
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage… Read more