US Century Bank (USCB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, US Century Bank (USCB) has a cash flow conversion efficiency ratio of -0.047x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-10.01 Million) by net assets ($212.39 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See US Century Bank (USCB) net asset quality to measure how much of total assets are equity-financed.
US Century Bank - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how US Century Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check USCB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
US Century Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of US Century Bank ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Unggul Indah Cahaya Tbk
JK:UNIC
|
0.088x |
|
3I Group PLC
LSE:III
|
0.001x |
|
Yungshin Construction & Development Co Ltd
TWO:5508
|
-0.035x |
|
Digital Network S.A.
WAR:DIG
|
0.143x |
|
Avidbank Holdings, Inc. Common stock
NASDAQ:AVBH
|
0.029x |
|
Real Brokerage Inc
NASDAQ:REAX
|
0.355x |
|
Dongguan Chitwing Technology Co Ltd
SHE:002855
|
0.207x |
|
Guang Dong Sitong Group Co Ltd
SHG:603838
|
-0.024x |
Annual Cash Flow Conversion Efficiency for US Century Bank (2019–2025)
The table below shows the annual cash flow conversion efficiency of US Century Bank from 2019 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of US Century Bank.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $212.39 Million | $42.80 Million | 0.202x | +27.34% |
| 2024-12-31 | $215.39 Million | $34.09 Million | 0.158x | +34.76% |
| 2023-12-31 | $191.97 Million | $22.55 Million | 0.117x | -27.46% |
| 2022-12-31 | $182.43 Million | $29.54 Million | 0.162x | +49.71% |
| 2021-12-31 | $203.90 Million | $22.05 Million | 0.108x | +41.15% |
| 2020-12-31 | $171.00 Million | $13.10 Million | 0.077x | -14.33% |
| 2019-12-31 | $160.28 Million | $14.34 Million | 0.089x | -- |
About US Century Bank
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage… Read more