US Century Bank (USCB) - Total Assets
Based on the latest financial reports, US Century Bank (USCB) holds total assets worth $2.85 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore USCB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
US Century Bank - Total Assets Trend (2019–2025)
This chart illustrates how US Century Bank's total assets have evolved over time, based on quarterly financial data. See USCB total equity for net asset value and shareholders' equity analysis.
US Century Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
US Century Bank's total assets of $2.85 Billion consist of 2.9% current assets and 97.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.9% |
| Accounts Receivable | $11.66 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2025)
This chart illustrates how US Century Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see US Century Bank (USCB) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: US Century Bank's current assets represent 2.9% of total assets in 2025, an increase from 2.7% in 2019.
- Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, up from 2.7% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
US Century Bank Competitors by Total Assets
Key competitors of US Century Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
US Century Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.01 | 0.17 | 0.04 |
| Quick Ratio | 1.01 | 0.17 | 0.04 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $24.49 Million | $-1.93 Billion | $-1.40 Billion |
US Century Bank - Advanced Valuation Insights
This section examines the relationship between US Century Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.58 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | 8.5% |
| Total Assets | $2.80 Billion |
| Market Capitalization | $343.60 Million USD |
Valuation Analysis
Below Book Valuation: The market values US Century Bank's assets below their book value (0.12x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: US Century Bank's assets grew by 8.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for US Century Bank (2019–2025)
The table below shows the annual total assets of US Century Bank from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.80 Billion | +8.47% |
| 2024-12-31 | $2.58 Billion | +10.35% |
| 2023-12-31 | $2.34 Billion | +12.14% |
| 2022-12-31 | $2.09 Billion | +12.51% |
| 2021-12-31 | $1.85 Billion | +23.45% |
| 2020-12-31 | $1.50 Billion | +14.44% |
| 2019-12-31 | $1.31 Billion | -- |
About US Century Bank
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage… Read more