Veritex Holdings Inc

NASDAQ:VBTX USA Banks - Regional
Market Cap
$1.66 Billion
Market Cap Rank
#5645 Global
#3301 in USA
Share Price
$30.26
Change (1 day)
+1.00%
52-Week Range
$20.77 - $34.78
All Time High
$39.52
About

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses and professionals in the United States. The company accepts deposit products, such as demand, savings, money market, and time accounts. Its loan products include commercial real estate (CRE) and general commercia… Read more

Veritex Holdings Inc - Asset Resilience Ratio

Latest as of June 2025: 7.65%

Veritex Holdings Inc (VBTX) has an Asset Resilience Ratio of 7.65% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$958.00 Million
Cash + Short-term Investments
Total Assets
$12.53 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Veritex Holdings Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Veritex Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $958.00 Million 7.65%
Total Liquid Assets $958.00 Million 7.65%

Asset Resilience Insights

  • Limited Liquidity: Veritex Holdings Inc maintains only 7.65% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Veritex Holdings Inc Industry Peers by Asset Resilience Ratio

Compare Veritex Holdings Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for Veritex Holdings Inc (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Veritex Holdings Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 7.97% $1.02 Billion $12.77 Billion +1.36pp
2023-12-31 6.61% $818.94 Million $12.39 Billion -2.41pp
2022-12-31 9.02% $1.10 Billion $12.15 Billion -1.16pp
2021-12-31 10.18% $993.06 Million $9.76 Billion -1.43pp
2020-12-31 11.61% $1.02 Billion $8.82 Billion -0.51pp
2019-12-31 12.12% $964.37 Million $7.95 Billion +3.94pp
2018-12-31 8.19% $262.69 Million $3.21 Billion +0.44pp
2017-12-31 7.74% $228.12 Million $2.95 Billion +0.46pp
2016-12-31 7.28% $102.56 Million $1.41 Billion -0.01pp
2015-12-31 7.29% $75.81 Million $1.04 Billion +1.67pp
2014-12-31 5.62% $45.13 Million $802.29 Million -4.63pp
2013-12-31 10.25% $68.16 Million $664.97 Million +1.67pp
2012-12-31 8.58% $44.96 Million $524.13 Million --
pp = percentage points