Veritex Holdings Inc Asset Resilience Ratio

Latest as of June 2025: 7.65%

Veritex Holdings Inc asset resilience ratio. Veritex Holdings Inc (VBTX) has an Asset Resilience Ratio of 7.65% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Veritex Holdings Inc to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$958.00 Million

Cash + Short-term Investments

Total Assets

$12.53 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Veritex Holdings Inc (2012–2024)

Asset resilience ratio of Veritex Holdings Inc from 2012 to 2024. This chart shows how Veritex Holdings Inc's Asset Resilience Ratio has changed over time. Read Veritex Holdings Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Veritex Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see VBTX total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$958.00 Million	7.65%
Total Liquid Assets	$958.00 Million	7.65%

Asset Resilience Insights

Limited Liquidity: Veritex Holdings Inc maintains only 7.65% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Veritex Holdings Inc Industry Peers by Asset Resilience Ratio

Compare Veritex Holdings Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Itau Unibanco Banco Holding SA NYSE:ITUB	Banks - Regional	3.55%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%

Veritex Holdings Inc Asset Resilience Ratio by Year (2012–2024)

Veritex Holdings Inc asset resilience ratio by year from 2012 to 2024. The table below shows the annual Asset Resilience Ratio data for Veritex Holdings Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	7.97%	$1.02 Billion	$12.77 Billion	+1.36pp
2023-12-31	6.61%	$818.94 Million	$12.39 Billion	-2.41pp
2022-12-31	9.02%	$1.10 Billion	$12.15 Billion	-1.16pp
2021-12-31	10.18%	$993.06 Million	$9.76 Billion	-1.43pp
2020-12-31	11.61%	$1.02 Billion	$8.82 Billion	-0.51pp
2019-12-31	12.12%	$964.37 Million	$7.95 Billion	+3.94pp
2018-12-31	8.19%	$262.69 Million	$3.21 Billion	+0.44pp
2017-12-31	7.74%	$228.12 Million	$2.95 Billion	+0.46pp
2016-12-31	7.28%	$102.56 Million	$1.41 Billion	-0.01pp
2015-12-31	7.29%	$75.81 Million	$1.04 Billion	+1.67pp
2014-12-31	5.62%	$45.13 Million	$802.29 Million	-4.63pp
2013-12-31	10.25%	$68.16 Million	$664.97 Million	+1.67pp
2012-12-31	8.58%	$44.96 Million	$524.13 Million	--

pp = percentage points

About Veritex Holdings Inc

NASDAQ:VBTX USA Banks - Regional

Market Cap

$1.66 Billion

Market Cap Rank

#6625 Global

#2098 in USA

Share Price

$30.26

Change (1 day)

+0.00%

52-Week Range

$30.26 - $30.26

All Time High

$39.52