William Penn Bancorp Inc
William Penn Bancorporation operates as the holding company for William Penn Bank that provides retail and commercial banking products and related financial services in the United States. The company offers time, savings, money market, and demand deposits; certificates of deposit; and non-interest bearing and interest-bearing checking, as well as money market, savings and club, and individual ret… Read more
William Penn Bancorp Inc - Asset Resilience Ratio
William Penn Bancorp Inc (WMPN) has an Asset Resilience Ratio of 18.22% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how William Penn Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down William Penn Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $145.09 Million | 18.22% |
| Total Liquid Assets | $145.09 Million | 18.22% |
Asset Resilience Insights
- Good Liquidity Position: William Penn Bancorp Inc maintains a healthy 18.22% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
William Penn Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare William Penn Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for William Penn Bancorp Inc (2008–2024)
The table below shows the annual Asset Resilience Ratio data for William Penn Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | 18.41% | $150.75 Million | $818.75 Million | -1.07pp |
| 2023-06-30 | 19.48% | $165.13 Million | $847.58 Million | -1.29pp |
| 2022-06-30 | 20.77% | $182.75 Million | $879.95 Million | +5.77pp |
| 2021-06-30 | 15.00% | $123.33 Million | $822.41 Million | +2.78pp |
| 2020-06-30 | 12.22% | $90.00 Million | $736.45 Million | +7.25pp |
| 2019-06-30 | 4.97% | $20.66 Million | $415.83 Million | +4.29pp |
| 2018-06-30 | 0.67% | $2.03 Million | $301.11 Million | -0.34pp |
| 2017-06-30 | 1.02% | $3.21 Million | $316.00 Million | -13.52pp |
| 2016-06-30 | 14.53% | $45.65 Million | $314.07 Million | +4.45pp |
| 2015-06-30 | 10.08% | $32.18 Million | $319.29 Million | +0.03pp |
| 2014-06-30 | 10.05% | $31.56 Million | $314.08 Million | +0.43pp |
| 2013-06-30 | 9.62% | $30.40 Million | $315.90 Million | -1.06pp |
| 2012-06-30 | 10.69% | $33.82 Million | $316.48 Million | +3.38pp |
| 2011-06-30 | 7.31% | $24.08 Million | $329.40 Million | +1.28pp |
| 2010-06-30 | 6.03% | $19.68 Million | $326.37 Million | +0.31pp |
| 2009-06-30 | 5.72% | $17.64 Million | $308.23 Million | +3.90pp |
| 2008-06-30 | 1.82% | $5.14 Million | $282.13 Million | -- |