Western New England Bancorp Inc
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides a range of commercial and retail banking products and services to individuals and companies. The company offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing chec… Read more
Western New England Bancorp Inc - Asset Resilience Ratio
Western New England Bancorp Inc (WNEB) has an Asset Resilience Ratio of 6.42% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Western New England Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Western New England Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $175.80 Million | 6.42% |
| Total Liquid Assets | $175.80 Million | 6.42% |
Asset Resilience Insights
- Limited Liquidity: Western New England Bancorp Inc maintains only 6.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Western New England Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Western New England Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Western New England Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Western New England Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.42% | $175.80 Million | $2.74 Billion | +0.37pp |
| 2024-12-31 | 6.06% | $160.70 Million | $2.65 Billion | +0.71pp |
| 2023-12-31 | 5.35% | $137.12 Million | $2.56 Billion | -0.41pp |
| 2022-12-31 | 5.76% | $147.00 Million | $2.55 Billion | -1.90pp |
| 2021-12-31 | 7.66% | $194.35 Million | $2.54 Billion | -0.88pp |
| 2020-12-31 | 8.53% | $201.88 Million | $2.37 Billion | -1.91pp |
| 2019-12-31 | 10.44% | $227.71 Million | $2.18 Billion | -1.54pp |
| 2018-12-31 | 11.98% | $253.75 Million | $2.12 Billion | -1.87pp |
| 2017-12-31 | 13.85% | $288.42 Million | $2.08 Billion | -0.61pp |
| 2016-12-31 | 14.46% | $300.12 Million | $2.08 Billion | +0.83pp |
| 2015-12-31 | 13.63% | $182.59 Million | $1.34 Billion | -2.72pp |
| 2014-12-31 | 16.34% | $215.75 Million | $1.32 Billion | -2.70pp |
| 2013-12-31 | 19.05% | $243.20 Million | $1.28 Billion | -28.71pp |
| 2012-12-31 | 47.75% | $621.51 Million | $1.30 Billion | -1.13pp |
| 2011-12-31 | 48.88% | $617.54 Million | $1.26 Billion | +48.69pp |
| 2010-12-31 | 0.19% | $2.35 Million | $1.24 Billion | -1.20pp |
| 2009-12-31 | 1.39% | $16.52 Million | $1.19 Billion | +1.15pp |
| 2008-12-31 | 0.24% | $2.67 Million | $1.11 Billion | -1.78pp |
| 2007-12-31 | 2.02% | $21.02 Million | $1.04 Billion | -8.30pp |
| 2006-12-31 | 10.32% | $102.86 Million | $996.83 Million | +9.29pp |
| 2005-12-31 | 1.03% | $8.32 Million | $805.10 Million | -3.62pp |
| 2004-12-31 | 4.65% | $37.09 Million | $796.90 Million | +0.39pp |
| 2003-12-31 | 4.27% | $33.93 Million | $795.22 Million | -1.22pp |
| 2002-12-31 | 5.49% | $44.60 Million | $812.98 Million | +0.01pp |
| 2001-12-31 | 5.48% | $42.87 Million | $782.73 Million | +3.32pp |
| 2000-12-31 | 2.16% | $15.00 Million | $694.79 Million | -- |