Aadhar Housing Finance Ltd - Asset Resilience Ratio
Aadhar Housing Finance Ltd (AADHARHFC) has an Asset Resilience Ratio of 3.98% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read AADHARHFC liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Aadhar Housing Finance Ltd's Asset Resilience Ratio has changed over time. See what is Aadhar Housing Finance Ltd's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Aadhar Housing Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Aadhar Housing Finance Ltd (AADHARHFC) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs9.98 Billion | 3.98% |
| Total Liquid Assets | Rs9.98 Billion | 3.98% |
Asset Resilience Insights
- Limited Liquidity: Aadhar Housing Finance Ltd maintains only 3.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Aadhar Housing Finance Ltd Industry Peers by Asset Resilience Ratio
Compare Aadhar Housing Finance Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 0.00% |
|
Repco Home Finance Limited
NSE:REPCOHOME |
Mortgage Finance | 1.18% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
Annual Asset Resilience Ratio for Aadhar Housing Finance Ltd (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Aadhar Housing Finance Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 3.83% | Rs8.89 Billion ≈ $96.15 Million |
Rs232.24 Billion ≈ $2.51 Billion |
-0.60pp |
| 2024-03-31 | 4.43% | Rs8.46 Billion ≈ $91.47 Million |
Rs190.93 Billion ≈ $2.06 Billion |
-3.47pp |
| 2023-03-31 | 7.90% | Rs13.13 Billion ≈ $142.00 Million |
Rs166.18 Billion ≈ $1.80 Billion |
-0.89pp |
| 2022-03-31 | 8.79% | Rs12.64 Billion ≈ $136.71 Million |
Rs143.76 Billion ≈ $1.55 Billion |
-8.42pp |
| 2021-03-31 | 17.21% | Rs23.46 Billion ≈ $253.76 Million |
Rs136.30 Billion ≈ $1.47 Billion |
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About Aadhar Housing Finance Ltd
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related service. … Read more