Aadhar Housing Finance Ltd - Asset Resilience Ratio

Latest as of September 2025: 3.98%

Aadhar Housing Finance Ltd (AADHARHFC) has an Asset Resilience Ratio of 3.98% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See financial flexibility index of Aadhar Housing Finance Ltd to measure the company's free cash flow as a share of total liabilities.

Liquid Assets

Rs9.98 Billion

≈ $107.90 Million USD Cash + Short-term Investments

Total Assets

Rs250.83 Billion

≈ $2.71 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how Aadhar Housing Finance Ltd's Asset Resilience Ratio has changed over time. See AADHARHFC net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Aadhar Housing Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Aadhar Housing Finance Ltd (AADHARHFC) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs9.98 Billion	3.98%
Total Liquid Assets	Rs9.98 Billion	3.98%

Asset Resilience Insights

Limited Liquidity: Aadhar Housing Finance Ltd maintains only 3.98% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aadhar Housing Finance Ltd Industry Peers by Asset Resilience Ratio

Compare Aadhar Housing Finance Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
PNB Housing Finance Limited NSE:PNBHOUSING	Mortgage Finance	3.50%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.00%
N1 Holdings Ltd AU:N1H	Mortgage Finance	20.92%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
MCAN Mortgage Corporation TO:MKP	Mortgage Finance	2.07%
ECN Capital Corp TO:ECN	Mortgage Finance	5.22%
Timbercreek Financial Corp TO:TF	Mortgage Finance	0.38%

Annual Asset Resilience Ratio for Aadhar Housing Finance Ltd (2021–2025)

The table below shows the annual Asset Resilience Ratio data for Aadhar Housing Finance Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	3.83%	Rs8.89 Billion ≈ $96.15 Million	Rs232.24 Billion ≈ $2.51 Billion	-0.60pp
2024-03-31	4.43%	Rs8.46 Billion ≈ $91.47 Million	Rs190.93 Billion ≈ $2.06 Billion	-3.47pp
2023-03-31	7.90%	Rs13.13 Billion ≈ $142.00 Million	Rs166.18 Billion ≈ $1.80 Billion	-0.89pp
2022-03-31	8.79%	Rs12.64 Billion ≈ $136.71 Million	Rs143.76 Billion ≈ $1.55 Billion	-8.42pp
2021-03-31	17.21%	Rs23.46 Billion ≈ $253.76 Million	Rs136.30 Billion ≈ $1.47 Billion	--

pp = percentage points

About Aadhar Housing Finance Ltd

NSE:AADHARHFC India Mortgage Finance

Market Cap

$2.28 Billion

Rs210.39 Billion INR

Market Cap Rank

#5911 Global

#255 in India

Share Price

Rs485.00

Change (1 day)

-0.81%

52-Week Range

Rs434.25 - Rs539.85

All Time High

Rs539.85