Aadhar Housing Finance Ltd - Asset Resilience Ratio

Latest as of September 2025: 3.98%

Aadhar Housing Finance Ltd (AADHARHFC) has an Asset Resilience Ratio of 3.98% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Aadhar Housing Finance Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs9.98 Billion

≈ $107.90 Million USD Cash + Short-term Investments

Total Assets

Rs250.83 Billion

≈ $2.71 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how Aadhar Housing Finance Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Aadhar Housing Finance Ltd total assets.

Liquid Assets Composition Over Time

This chart breaks down Aadhar Housing Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read how much debt does Aadhar Housing Finance Ltd carry for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs9.98 Billion	3.98%
Total Liquid Assets	Rs9.98 Billion	3.98%

Asset Resilience Insights

Limited Liquidity: Aadhar Housing Finance Ltd maintains only 3.98% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aadhar Housing Finance Ltd Industry Peers by Asset Resilience Ratio

Compare Aadhar Housing Finance Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Rocket Companies Inc NYSE:RKT	Mortgage Finance	4.44%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
Home First Finance Company India Limited NSE:HOMEFIRST	Mortgage Finance	8.45%
Investeringsselskabet Luxor A/S CO:LUXOR-B	Mortgage Finance	-3.26%
SRG HOUSING FINANCE ORD (BSE) NSE:SRGHFL	Mortgage Finance	1.54%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.00%
N1 Holdings Ltd AU:N1H	Mortgage Finance	0.01%

Annual Asset Resilience Ratio for Aadhar Housing Finance Ltd (2021–2025)

The table below shows the annual Asset Resilience Ratio data for Aadhar Housing Finance Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	3.83%	Rs8.89 Billion ≈ $96.15 Million	Rs232.24 Billion ≈ $2.51 Billion	-0.60pp
2024-03-31	4.43%	Rs8.46 Billion ≈ $91.47 Million	Rs190.93 Billion ≈ $2.06 Billion	-3.47pp
2023-03-31	7.90%	Rs13.13 Billion ≈ $142.00 Million	Rs166.18 Billion ≈ $1.80 Billion	-0.89pp
2022-03-31	8.79%	Rs12.64 Billion ≈ $136.71 Million	Rs143.76 Billion ≈ $1.55 Billion	-8.42pp
2021-03-31	17.21%	Rs23.46 Billion ≈ $253.76 Million	Rs136.30 Billion ≈ $1.47 Billion	--

pp = percentage points

About Aadhar Housing Finance Ltd

NSE:AADHARHFC India Mortgage Finance

Market Cap

$2.10 Billion

Rs194.49 Billion INR

Market Cap Rank

#5979 Global

#267 in India

Share Price

Rs448.35

Change (1 day)

-1.85%

52-Week Range

Rs439.10 - Rs556.50

All Time High

Rs556.50