Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, tractors, small and medium enterprise loans, loan against property, construction equipment loans, and other asset backed loans. It also offers life, dwelling, and motor insurance products. Baid Finserv Limited was formerly known as Baid Leasing and Finance Co. Ltd. an… Read more
Baid Finserv Limited - Asset Resilience Ratio
Baid Finserv Limited (BAIDFIN) has an Asset Resilience Ratio of 0.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Baid Finserv Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Baid Finserv Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹18.05 Million | 0.37% |
| Total Liquid Assets | ₹18.05 Million | 0.37% |
Asset Resilience Insights
- Limited Liquidity: Baid Finserv Limited maintains only 0.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Baid Finserv Limited Industry Peers by Asset Resilience Ratio
Compare Baid Finserv Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Baid Finserv Limited (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Baid Finserv Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.88% | ₹40.00 Million | ₹4.54 Billion | +0.05pp |
| 2024-03-31 | 0.83% | ₹35.21 Million | ₹4.26 Billion | -1.71pp |
| 2023-03-31 | 2.54% | ₹86.53 Million | ₹3.41 Billion | +0.25pp |
| 2022-03-31 | 2.28% | ₹72.58 Million | ₹3.18 Billion | -0.36pp |
| 2021-03-31 | 2.64% | ₹83.67 Million | ₹3.16 Billion | -0.30pp |
| 2020-03-31 | 2.94% | ₹100.28 Million | ₹3.41 Billion | -1.25pp |
| 2018-03-31 | 4.20% | ₹114.12 Million | ₹2.72 Billion | +4.20pp |
| 2016-03-31 | 0.00% | ₹-7.13K | ₹1.05 Billion | +16.68pp |
| 2015-03-31 | -16.69% | ₹-107.50 Million | ₹644.31 Million | -- |