Bajaj Housing Finance Asset Resilience Ratio
Bajaj Housing Finance asset resilience ratio. Bajaj Housing Finance (BAJAJHFL) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BAJAJHFL days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bajaj Housing Finance (2017–2026)
Asset resilience ratio of Bajaj Housing Finance from 2017 to 2026. This chart shows how Bajaj Housing Finance's Asset Resilience Ratio has changed over time. Read total liabilities of Bajaj Housing Finance for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bajaj Housing Finance's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BAJAJHFL current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs38.00 Million | 0.0% |
| Total Liquid Assets | Rs38.00 Million | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Bajaj Housing Finance maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bajaj Housing Finance Industry Peers by Asset Resilience Ratio
Compare Bajaj Housing Finance's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
UWM Holdings Corp
NYSE:UWMC |
Mortgage Finance | 0.51% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Reliance Home Finance Limited
NSE:RHFL |
Mortgage Finance | 1.18% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
Bajaj Housing Finance Asset Resilience Ratio by Year (2017–2026)
Bajaj Housing Finance asset resilience ratio by year from 2017 to 2026. The table below shows the annual Asset Resilience Ratio data for Bajaj Housing Finance.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.00% | Rs38.00 Million ≈ $410.96K |
Rs1.27 Trillion ≈ $13.75 Billion |
-1.32pp |
| 2025-03-31 | 1.32% | Rs13.55 Billion ≈ $146.58 Million |
Rs1.03 Trillion ≈ $11.12 Billion |
-0.52pp |
| 2024-03-31 | 1.83% | Rs15.01 Billion ≈ $162.30 Million |
Rs818.27 Billion ≈ $8.85 Billion |
-1.38pp |
| 2023-03-31 | 3.21% | Rs20.75 Billion ≈ $224.42 Million |
Rs646.54 Billion ≈ $6.99 Billion |
+0.50pp |
| 2022-03-31 | 2.71% | Rs13.15 Billion ≈ $142.21 Million |
Rs485.27 Billion ≈ $5.25 Billion |
-6.59pp |
| 2021-03-31 | 9.30% | Rs35.21 Billion ≈ $380.79 Million |
Rs378.58 Billion ≈ $4.09 Billion |
-89.84pp |
| 2017-03-31 | 99.14% | Rs3.23 Billion ≈ $34.92 Million |
Rs3.26 Billion ≈ $35.22 Million |
-- |
About Bajaj Housing Finance
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the const… Read more