Bajaj Housing Finance - Asset Resilience Ratio

Latest as of March 2026: 0.00%

Bajaj Housing Finance (BAJAJHFL) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bajaj Housing Finance current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs38.00 Million

≈ $410.96K USD Cash + Short-term Investments

Total Assets

Rs1.27 Trillion

≈ $13.75 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2026)

This chart shows how Bajaj Housing Finance's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BAJAJHFL total asset value.

Liquid Assets Composition Over Time

This chart breaks down Bajaj Housing Finance's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Bajaj Housing Finance debt and liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs38.00 Million	0.0%
Total Liquid Assets	Rs38.00 Million	0.00%

Asset Resilience Insights

Limited Liquidity: Bajaj Housing Finance maintains only 0.00% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Bajaj Housing Finance Industry Peers by Asset Resilience Ratio

Compare Bajaj Housing Finance's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Rocket Companies Inc NYSE:RKT	Mortgage Finance	4.44%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
Home First Finance Company India Limited NSE:HOMEFIRST	Mortgage Finance	8.45%
Investeringsselskabet Luxor A/S CO:LUXOR-B	Mortgage Finance	-3.26%
SRG HOUSING FINANCE ORD (BSE) NSE:SRGHFL	Mortgage Finance	1.54%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.00%
N1 Holdings Ltd AU:N1H	Mortgage Finance	0.01%

Annual Asset Resilience Ratio for Bajaj Housing Finance (2017–2026)

The table below shows the annual Asset Resilience Ratio data for Bajaj Housing Finance.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	0.00%	Rs38.00 Million ≈ $410.96K	Rs1.27 Trillion ≈ $13.75 Billion	-1.32pp
2025-03-31	1.32%	Rs13.55 Billion ≈ $146.58 Million	Rs1.03 Trillion ≈ $11.12 Billion	-0.52pp
2024-03-31	1.83%	Rs15.01 Billion ≈ $162.30 Million	Rs818.27 Billion ≈ $8.85 Billion	-1.38pp
2023-03-31	3.21%	Rs20.75 Billion ≈ $224.42 Million	Rs646.54 Billion ≈ $6.99 Billion	+0.50pp
2022-03-31	2.71%	Rs13.15 Billion ≈ $142.21 Million	Rs485.27 Billion ≈ $5.25 Billion	-6.59pp
2021-03-31	9.30%	Rs35.21 Billion ≈ $380.79 Million	Rs378.58 Billion ≈ $4.09 Billion	-89.84pp
2017-03-31	99.14%	Rs3.23 Billion ≈ $34.92 Million	Rs3.26 Billion ≈ $35.22 Million	--

pp = percentage points

About Bajaj Housing Finance

NSE:BAJAJHFL India Mortgage Finance

Market Cap

$7.57 Billion

Rs699.61 Billion INR

Market Cap Rank

#2739 Global

#116 in India

Share Price

Rs84.00

Change (1 day)

-0.13%

52-Week Range

Rs73.09 - Rs115.49

All Time High

Rs181.50