Bajaj Housing Finance (BAJAJHFL) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.560x

Based on the latest financial reports, Bajaj Housing Finance (BAJAJHFL) has a cash flow conversion efficiency ratio of -0.560x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-118.58 Billion ≈ $-1.28 Billion USD) by net assets (Rs211.80 Billion ≈ $2.29 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bajaj Housing Finance (BAJAJHFL) balance sheet quality index to measure how much of total assets are equity-financed.

Bajaj Housing Finance - Cash Flow Conversion Efficiency Trend (2017–2026)

This chart illustrates how Bajaj Housing Finance's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check BAJAJHFL cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Bajaj Housing Finance Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bajaj Housing Finance ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Fiberhome Telecommunication Technologies Co Ltd SHG:600498	0.032x
Zurn Elkay Water Solutions Corporation NYSE:ZWS	0.064x
Birkenstock Holding plc NYSE:BIRK	0.008x
Akbank TAS IS:AKBNK	0.103x
GAZTR.TECHNI.U.ADR1/5EO01 F:9TG0	N/A
Zoomlion Heavy Industry Science and Technology Co Ltd SHE:000157	0.004x
China Minmetals Rare Earth Co Ltd SHE:000831	0.033x
TURK HA.YO.UNS.ADR 10 TN1 F:TU5A	N/A

Annual Cash Flow Conversion Efficiency for Bajaj Housing Finance (2017–2026)

The table below shows the annual cash flow conversion efficiency of Bajaj Housing Finance from 2017 to 2026. For the full company profile with market capitalisation and key ratios, see Bajaj Housing Finance stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs225.23 Billion ≈ $2.44 Billion	Rs43.26 Billion ≈ $467.89 Million	0.192x	+122.44%
2025-03-31	Rs199.47 Billion ≈ $2.16 Billion	Rs-170.75 Billion ≈ $-1.85 Billion	-0.856x	+32.12%
2024-03-31	Rs122.33 Billion ≈ $1.32 Billion	Rs-154.28 Billion ≈ $-1.67 Billion	-1.261x	+7.58%
2023-03-31	Rs105.03 Billion ≈ $1.14 Billion	Rs-143.32 Billion ≈ $-1.55 Billion	-1.365x	+26.30%
2022-03-31	Rs67.41 Billion ≈ $729.05 Million	Rs-124.81 Billion ≈ $-1.35 Billion	-1.851x	-120.02%
2021-03-31	Rs60.32 Billion ≈ $652.36 Million	Rs-50.76 Billion ≈ $-548.93 Million	-0.841x	+54.12%
2020-03-31	Rs55.85 Billion ≈ $604.01 Million	Rs-102.44 Billion ≈ $-1.11 Billion	-1.834x	+49.80%
2019-03-31	Rs36.58 Billion ≈ $395.64 Million	Rs-133.67 Billion ≈ $-1.45 Billion	-3.654x	-68.71%
2018-03-31	Rs15.56 Billion ≈ $168.29 Million	Rs-33.70 Billion ≈ $-364.48 Million	-2.166x	-153131.73%
2017-03-31	Rs3.25 Billion ≈ $35.20 Million	Rs-4.60 Million ≈ $-49.75K	-0.001x	--

About Bajaj Housing Finance

NSE:BAJAJHFL India Mortgage Finance

Market Cap

$7.76 Billion

Rs717.68 Billion INR

Market Cap Rank

#2666 Global

#119 in India

Share Price

Rs86.17

Change (1 day)

+0.16%

52-Week Range

Rs73.09 - Rs122.27

All Time High

Rs181.50