ESAF Small Finance Bank - Asset Resilience Ratio

Latest as of March 2024: -5.45%

ESAF Small Finance Bank (ESAFSFB) has an Asset Resilience Ratio of -5.45% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs-14.22 Billion

≈ $-153.73 Million USD Cash + Short-term Investments

Total Assets

Rs260.87 Billion

≈ $2.82 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2022–2023)

This chart shows how ESAF Small Finance Bank's Asset Resilience Ratio has changed over time. Check ESAFSFB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down ESAF Small Finance Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ESAFSFB company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-14.22 Billion	-5.45%
Total Liquid Assets	Rs-14.22 Billion	-5.45%

Asset Resilience Insights

Limited Liquidity: ESAF Small Finance Bank maintains only -5.45% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

ESAF Small Finance Bank Industry Peers by Asset Resilience Ratio

Compare ESAF Small Finance Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for ESAF Small Finance Bank (2022–2023)

The table below shows the annual Asset Resilience Ratio data for ESAF Small Finance Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-4.67%	Rs-12.17 Billion ≈ $-131.63 Million	Rs260.87 Billion ≈ $2.82 Billion	-0.88pp
2022-12-31	-3.79%	Rs-7.66 Billion ≈ $-82.87 Million	Rs202.24 Billion ≈ $2.19 Billion	--

pp = percentage points

About ESAF Small Finance Bank

NSE:ESAFSFB India Banks - Regional

Market Cap

$234.51 Million

Rs21.68 Billion INR

Market Cap Rank

#15861 Global

#816 in India

Share Price

Rs42.05

Change (1 day)

+15.27%

52-Week Range

Rs19.86 - Rs42.05

All Time High

Rs77.55