ESAF Small Finance Bank (ESAFSFB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.826x

Based on the latest financial reports, ESAF Small Finance Bank (ESAFSFB) has a cash flow conversion efficiency ratio of -0.826x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-14.48 Billion ≈ $-156.59 Million USD) by net assets (Rs17.54 Billion ≈ $189.66 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see ESAFSFB market cap overview for the company's overall valuation and market capitalisation.

ESAF Small Finance Bank - Cash Flow Conversion Efficiency Trend (2016–2025)

This chart illustrates how ESAF Small Finance Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.

ESAF Small Finance Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of ESAF Small Finance Bank ranked by their cash flow conversion efficiency. Explore ESAF Small Finance Bank cash earnings quality to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Piedmont Lithium Inc AU:PLL	-0.008x
Sarana Mitra Luas JK:SMIL	0.098x
Grupo Hotelero Santa Fe SAB MX:HOTEL	0.019x
Ultra Chip TWO:3141	0.036x
Smart Parking Ltd AU:SPZ	0.132x
GAEC Educacao SA SA:ANIM3	0.100x
PT Multikarya Asia Pacific Ray JK:MKAP	0.080x
Luca Mining Corp. V:LUCA	0.017x

Annual Cash Flow Conversion Efficiency for ESAF Small Finance Bank (2016–2025)

The table below shows the annual cash flow conversion efficiency of ESAF Small Finance Bank from 2016 to 2025. View ESAF Small Finance Bank share price for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rs17.87 Billion ≈ $193.21 Million	Rs4.92 Billion ≈ $53.21 Million	0.275x	+331.06%
2024-12-31	Rs19.49 Billion ≈ $210.78 Million	Rs-2.32 Billion ≈ $-25.12 Million	-0.119x	+92.93%
2023-12-31	Rs24.92 Billion ≈ $269.48 Million	Rs-42.01 Billion ≈ $-454.35 Million	-1.686x	-19.42%
2022-12-31	Rs17.15 Billion ≈ $185.47 Million	Rs-24.21 Billion ≈ $-261.85 Million	-1.412x	-438.83%
2021-12-31	Rs14.12 Billion ≈ $152.66 Million	Rs5.88 Billion ≈ $63.61 Million	0.417x	+166.78%
2020-12-31	Rs13.52 Billion ≈ $146.22 Million	Rs-8.44 Billion ≈ $-91.23 Million	-0.624x	-417.79%
2019-12-31	Rs10.84 Billion ≈ $117.24 Million	Rs2.13 Billion ≈ $23.02 Million	0.196x	+40.05%
2018-12-31	Rs8.94 Billion ≈ $96.65 Million	Rs1.25 Billion ≈ $13.55 Million	0.140x	-83.83%
2017-12-31	Rs3.43 Billion ≈ $37.13 Million	Rs2.98 Billion ≈ $32.20 Million	0.867x	+327.35%
2016-12-31	Rs3.06 Billion ≈ $33.07 Million	Rs-1.17 Billion ≈ $-12.61 Million	-0.381x	--

About ESAF Small Finance Bank

NSE:ESAFSFB India Banks - Regional

Market Cap

$217.27 Million

Rs20.09 Billion INR

Market Cap Rank

#16316 Global

#832 in India

Share Price

Rs38.96

Change (1 day)

-0.05%

52-Week Range

Rs19.86 - Rs44.71

All Time High

Rs77.55