ESAF Small Finance Bank (ESAFSFB) - Total Liabilities

Latest as of September 2025: Rs253.75 Billion INR ≈ $2.74 Billion USD

Based on the latest financial reports, ESAF Small Finance Bank (ESAFSFB) has total liabilities worth Rs253.75 Billion INR (≈ $2.74 Billion USD) as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore ESAFSFB cash flow metrics to assess how effectively this company generates cash.

ESAF Small Finance Bank - Total Liabilities Trend (2016–2024)

This chart illustrates how ESAF Small Finance Bank's total liabilities have evolved over time, based on quarterly financial data. Check ESAF Small Finance Bank (ESAFSFB) asset resilience to evaluate the company's liquid asset resilience ratio.

ESAF Small Finance Bank Competitors by Total Liabilities

The table below lists competitors of ESAF Small Finance Bank ranked by their total liabilities.

Company	Country	Total Liabilities
Genic Co. Ltd KQ:123330	Korea	₩15.49 Billion
Sunty Development Co Ltd TW:3266	Taiwan	NT$6.72 Billion
Scicom MSC Bhd KLSE:0099	Malaysia	RM37.09 Million
Cavotec SA ST:CCC	Sweden	Skr91.83 Million
Mayur Resources Ltd AU:MRL	Australia	AU$28.09 Million
Victoria Investama Tbk JK:VICO	Indonesia	Rp29.92 Trillion
Indigo Acquisition Corp. Ordinary Shares NASDAQ:INAC	USA	$419.38K

Liability Composition Analysis (2016–2024)

This chart breaks down ESAF Small Finance Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market cap of ESAF Small Finance Bank.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.04	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	14.47	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.94	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how ESAF Small Finance Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for ESAF Small Finance Bank (2016–2024)

The table below shows the annual total liabilities of ESAF Small Finance Bank from 2016 to 2024.

Year	Total Liabilities	Change
2024-12-31	Rs252.29 Billion ≈ $2.73 Billion	+6.93%
2023-12-31	Rs235.95 Billion ≈ $2.55 Billion	+27.48%
2022-12-31	Rs185.09 Billion ≈ $2.00 Billion	+13.58%
2021-12-31	Rs162.96 Billion ≈ $1.76 Billion	+48.33%
2020-12-31	Rs109.87 Billion ≈ $1.19 Billion	+31.01%
2019-12-31	Rs83.86 Billion ≈ $906.90 Million	+36.03%
2018-12-31	Rs61.65 Billion ≈ $666.69 Million	+40.68%
2017-12-31	Rs43.82 Billion ≈ $473.90 Million	+66.49%
2016-12-31	Rs26.32 Billion ≈ $284.64 Million	--

About ESAF Small Finance Bank

NSE:ESAFSFB India Banks - Regional

Market Cap

$148.11 Million

Rs13.70 Billion INR

Market Cap Rank

#17694 Global

#924 in India

Share Price

Rs26.56

Change (1 day)

+0.61%

52-Week Range

Rs19.86 - Rs35.49

All Time High

Rs77.55