ESAF Small Finance Bank Total Liabilities

Latest as of March 2026: Rs290.81 Billion INR ≈ $3.15 Billion USD

ESAF Small Finance Bank total liabilities. Based on the latest financial reports, ESAF Small Finance Bank (ESAFSFB) has total liabilities worth Rs290.81 Billion INR (≈ $3.15 Billion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check ESAFSFB cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Total Liabilities of ESAF Small Finance Bank (2016–2025)

Total liabilities of ESAF Small Finance Bank from 2016 to 2025. This chart illustrates how ESAF Small Finance Bank's total liabilities have evolved over time, based on quarterly financial data. Explore ESAFSFB long-term investments to assets to see how much of total assets are deployed in long-term investments.

ESAF Small Finance Bank Competitors by Total Liabilities

The table below lists competitors of ESAF Small Finance Bank ranked by their total liabilities.

Company Country Total Liabilities
Colombier Acquisition Corp. II
NYSE:CLBR
USA $8.07 Million
RGC Resources Inc
NASDAQ:RGCO
USA $216.78 Million
Junee Limited Ordinary Shares
NASDAQ:JUNE
USA $1.04 Million
Anhui Fuhuang Steel Structure Co Ltd
SHE:002743
China CN¥6.66 Billion
TrueCar Inc
NASDAQ:TRUE
USA $34.51 Million
Anhui Chaoyue Environmental Protection Technology Co. Ltd.
SHE:301049
China CN¥616.97 Million
Ha Do Group JSC
VN:HDG
Vietnam ₫5.97 Trillion
Zhejiang Renzhi Co Ltd
SHE:002629
China CN¥260.60 Million

Liability Composition Analysis (2016–2025)

This chart breaks down ESAF Small Finance Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see ESAFSFB asset base.

Liquidity & Leverage Metrics

ESAF Small Finance Bank Total Liabilities Ratios Explained

ESAF Small Finance Bank total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric Value Description
Current Ratio N/A Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 16.28 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.94 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how ESAF Small Finance Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for ESAF Small Finance Bank (2016–2025)

The table below shows the annual total liabilities of ESAF Small Finance Bank from 2016 to 2025.

Year Total Liabilities Change
2025-12-31 Rs290.81 Billion
≈ $3.15 Billion
+15.27%
2024-12-31 Rs252.29 Billion
≈ $2.73 Billion
+6.93%
2023-12-31 Rs235.95 Billion
≈ $2.55 Billion
+27.48%
2022-12-31 Rs185.09 Billion
≈ $2.00 Billion
+13.58%
2021-12-31 Rs162.96 Billion
≈ $1.76 Billion
+48.33%
2020-12-31 Rs109.87 Billion
≈ $1.19 Billion
+31.01%
2019-12-31 Rs83.86 Billion
≈ $906.90 Million
+36.03%
2018-12-31 Rs61.65 Billion
≈ $666.69 Million
+40.68%
2017-12-31 Rs43.82 Billion
≈ $473.90 Million
+66.49%
2016-12-31 Rs26.32 Billion
≈ $284.64 Million
--

About ESAF Small Finance Bank

NSE:ESAFSFB India Banks - Regional
Market Cap
$225.97 Million
Rs20.90 Billion INR
Market Cap Rank
#15917 Global
#806 in India
Share Price
Rs40.52
Change (1 day)
-4.57%
52-Week Range
Rs19.86 - Rs44.71
All Time High
Rs77.55
About

ESAF Small Finance Bank provides banking products and services to retail, rural, and corporate customers in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking segments. The company offers savings, current, and NRI accounts; foreign currency non-resident deposit accounts; fixed, recurring, social, and term deposits; personal net, mobile, SMS, missed call, and… Read more