Fino Payments Bank Limited
Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance … Read more
Fino Payments Bank Limited - Asset Resilience Ratio
Fino Payments Bank Limited (FINOPB) has an Asset Resilience Ratio of -8.73% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Fino Payments Bank Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Fino Payments Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹-2.15 Billion | -8.73% |
| Total Liquid Assets | ₹-2.15 Billion | -8.73% |
Asset Resilience Insights
- Limited Liquidity: Fino Payments Bank Limited maintains only -8.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Fino Payments Bank Limited Industry Peers by Asset Resilience Ratio
Compare Fino Payments Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Fino Payments Bank Limited (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Fino Payments Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -9.24% | ₹-3.16 Billion | ₹34.19 Billion | -0.51pp |
| 2023-03-31 | -8.73% | ₹-2.15 Billion | ₹24.66 Billion | +4.02pp |
| 2022-03-31 | -12.75% | ₹-2.14 Billion | ₹16.80 Billion | -4.64pp |
| 2021-03-31 | -8.11% | ₹-819.30 Million | ₹10.10 Billion | +11.16pp |
| 2020-03-31 | -19.27% | ₹-1.20 Billion | ₹6.24 Billion | +1.30pp |
| 2019-03-31 | -20.56% | ₹-1.41 Billion | ₹6.84 Billion | -- |