Housing & Urban Development Corporation Limited - Asset Resilience Ratio
Housing & Urban Development Corporation Limited (HUDCO) has an Asset Resilience Ratio of 0.10% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Housing & Urban Development Corporation 's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2025)
This chart shows how Housing & Urban Development Corporation Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HUDCO current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Housing & Urban Development Corporation Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore HUDCO strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs1.57 Billion | 0.1% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs1.57 Billion | 0.10% |
Asset Resilience Insights
- Limited Liquidity: Housing & Urban Development Corporation Limited maintains only 0.10% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Housing & Urban Development Corporation Limited Industry Peers by Asset Resilience Ratio
Compare Housing & Urban Development Corporation Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for Housing & Urban Development Corporation Limited (2010–2025)
The table below shows the annual Asset Resilience Ratio data for Housing & Urban Development Corporation Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.00% | Rs7.80 Million ≈ $84.35K |
Rs1.28 Trillion ≈ $13.90 Billion |
-0.55pp |
| 2024-03-31 | 0.55% | Rs5.13 Billion ≈ $55.50 Million |
Rs934.22 Billion ≈ $10.10 Billion |
+0.57pp |
| 2023-03-31 | -0.02% | Rs-159.00 Million ≈ $-1.72 Million |
Rs809.69 Billion ≈ $8.76 Billion |
-0.34pp |
| 2022-03-31 | 0.32% | Rs2.49 Billion ≈ $26.94 Million |
Rs788.94 Billion ≈ $8.53 Billion |
-1.10pp |
| 2021-03-31 | 1.41% | Rs10.87 Billion ≈ $117.55 Million |
Rs769.57 Billion ≈ $8.32 Billion |
+1.44pp |
| 2020-03-31 | -0.03% | Rs-239.30 Million ≈ $-2.59 Million |
Rs761.26 Billion ≈ $8.23 Billion |
-0.37pp |
| 2019-03-31 | 0.33% | Rs2.43 Billion ≈ $26.30 Million |
Rs728.28 Billion ≈ $7.88 Billion |
+0.33pp |
| 2018-03-31 | 0.01% | Rs33.30 Million ≈ $360.13K |
Rs489.49 Billion ≈ $5.29 Billion |
-0.38pp |
| 2017-03-31 | 0.39% | Rs1.54 Billion ≈ $16.65 Million |
Rs393.39 Billion ≈ $4.25 Billion |
-0.43pp |
| 2016-03-31 | 0.82% | Rs2.95 Billion ≈ $31.90 Million |
Rs358.93 Billion ≈ $3.88 Billion |
-0.76pp |
| 2011-03-31 | 1.58% | Rs3.70 Billion ≈ $39.98 Million |
Rs233.50 Billion ≈ $2.53 Billion |
+0.08pp |
| 2010-03-31 | 1.50% | Rs3.41 Billion ≈ $36.84 Million |
Rs226.49 Billion ≈ $2.45 Billion |
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About Housing & Urban Development Corporation Limited
Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for state government agencies and their parastatals, such as development authorities, housing boards, urban local bodies, water supply, sewerage boards, and roads and bridges development corporations, as well as implementing agencies com… Read more