Housing & Urban Development Corporation Limited Net Assets
Housing & Urban Development Corporation Limited net assets. Based on the latest financial reports, Housing & Urban Development Corporation Limited (HUDCO) has net assets worth Rs219.75 Billion INR (≈ $2.38 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.67 Trillion ≈ $18.04 Billion USD) and total liabilities (Rs1.45 Trillion ≈ $15.67 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore HUDCO net assets growth trend to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs219.75 Billion |
| % of Total Assets | 13.17% |
| Annual Growth Rate | 9.55% |
| 5-Year Change | 51.9% |
| 10-Year Change | 139.69% |
| Growth Volatility | 3.61 |
Net Assets of Housing & Urban Development Corporation Limited (2010–2026)
Net assets of Housing & Urban Development Corporation Limited from 2010 to 2026. This chart illustrates how Housing & Urban Development Corporation Limited's net assets have evolved over time, based on quarterly financial data. See HUDCO net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Housing & Urban Development Corporation Limited (2010–2026)
The table below shows the annual net assets of Housing & Urban Development Corporation Limited from 2010 to 2026. For live market cap and overall valuation, see Housing & Urban Development Corporation (HUDCO) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs219.75 Billion ≈ $2.38 Billion |
+22.30% |
| 2025-03-31 | Rs179.68 Billion ≈ $1.94 Billion |
+8.16% |
| 2024-03-31 | Rs166.13 Billion ≈ $1.80 Billion |
+7.57% |
| 2023-03-31 | Rs154.44 Billion ≈ $1.67 Billion |
+6.75% |
| 2022-03-31 | Rs144.67 Billion ≈ $1.56 Billion |
+9.69% |
| 2021-03-31 | Rs131.89 Billion ≈ $1.43 Billion |
+6.86% |
| 2020-03-31 | Rs123.43 Billion ≈ $1.33 Billion |
+12.67% |
| 2019-03-31 | Rs109.55 Billion ≈ $1.18 Billion |
+11.51% |
| 2018-03-31 | Rs98.24 Billion ≈ $1.06 Billion |
+7.15% |
| 2017-03-31 | Rs91.68 Billion ≈ $991.52 Million |
+8.66% |
| 2016-03-31 | Rs84.37 Billion ≈ $912.46 Million |
+8.44% |
| 2015-03-31 | Rs77.80 Billion ≈ $841.43 Million |
+9.09% |
| 2014-03-31 | Rs71.32 Billion ≈ $771.29 Million |
+9.47% |
| 2013-03-31 | Rs65.15 Billion ≈ $704.57 Million |
+8.75% |
| 2012-03-31 | Rs59.91 Billion ≈ $647.88 Million |
+8.35% |
| 2011-03-31 | Rs55.29 Billion ≈ $597.96 Million |
+8.32% |
| 2010-03-31 | Rs51.05 Billion ≈ $552.06 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Housing & Urban Development Corporation Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1304.3% over the analyzed period, indicating profitable operations and earnings retention.
Housing & Urban Development Corporation Limited Net Assets Breakdown (March 2026)
Housing & Urban Development Corporation Limited net assets breakdown by equity component as of March 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs18.26 Billion | 8.31% |
| Common Stock | Rs20.02 Billion | 9.11% |
| Other Components | Rs181.48 Billion | 82.58% |
| Total Equity | Rs219.75 Billion | 100.00% |
Housing & Urban Development Corporation Limited Competitors by Market Cap
The table below lists competitors of Housing & Urban Development Corporation Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CVR Energy Inc
NYSE:CVI
|
$3.13 Billion |
|
ARIS MNG.CORP.
F:ZP1
|
$3.13 Billion |
|
EQB Inc.
TO:EQB
|
$3.13 Billion |
|
International Petroleum Corp
TO:IPCO
|
$3.14 Billion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
$3.13 Billion |
|
Energa S.A.
WAR:ENG
|
$3.13 Billion |
|
MINISO GROUP A DL-0001
F:MIF0
|
$3.13 Billion |
|
WIENERBERGER ADR 1/5/O.N.
F:WIBA
|
$3.13 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Housing & Urban Development Corporation Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 179,680,500,000 to 219,754,600,000, a change of 40,074,100,000 (22.3%).
- Net income of 40,343,700,000 contributed positively to equity growth.
- Dividend payments of 10,620,200,000 reduced retained earnings.
- Other comprehensive income decreased equity by 152,352,000,000.
- Other factors increased equity by 162,702,600,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs40.34 Billion | +18.36% |
| Dividends Paid | Rs10.62 Billion | -4.83% |
| Other Comprehensive Income | Rs-152.35 Billion | -69.33% |
| Other Changes | Rs162.70 Billion | +74.04% |
| Total Change | Rs- | 22.30% |
Book Value vs Market Value Analysis
This analysis compares Housing & Urban Development Corporation Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.32x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.68x to 1.32x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-03-31 | Rs25.46 | Rs144.62 | x |
| 2011-03-31 | Rs27.58 | Rs144.62 | x |
| 2012-03-31 | Rs29.93 | Rs144.62 | x |
| 2013-03-31 | Rs32.54 | Rs144.62 | x |
| 2014-03-31 | Rs35.63 | Rs144.62 | x |
| 2015-03-31 | Rs38.87 | Rs144.62 | x |
| 2016-03-31 | Rs42.14 | Rs144.62 | x |
| 2017-03-31 | Rs45.79 | Rs144.62 | x |
| 2018-03-31 | Rs49.07 | Rs144.62 | x |
| 2019-03-31 | Rs54.72 | Rs144.62 | x |
| 2020-03-31 | Rs61.65 | Rs144.62 | x |
| 2021-03-31 | Rs65.88 | Rs144.62 | x |
| 2022-03-31 | Rs72.27 | Rs144.62 | x |
| 2023-03-31 | Rs77.14 | Rs144.62 | x |
| 2024-03-31 | Rs82.98 | Rs144.62 | x |
| 2025-03-31 | Rs89.74 | Rs144.62 | x |
| 2026-03-31 | Rs109.76 | Rs144.62 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Housing & Urban Development Corporation Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.36%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.56%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.59x
- Recent ROE (18.36%) is above the historical average (11.37%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 9.72% | 19.59% | 0.11x | 4.44x | Rs-143.99 Million |
| 2011 | 9.96% | 24.14% | 0.10x | 4.23x | Rs-20.62 Million |
| 2012 | 10.38% | 22.00% | 0.10x | 4.59x | Rs224.96 Million |
| 2013 | 10.74% | 23.74% | 0.11x | 4.14x | Rs481.96 Million |
| 2014 | 10.29% | 24.32% | 0.10x | 4.24x | Rs207.76 Million |
| 2015 | 9.87% | 21.80% | 0.11x | 4.26x | Rs-97.27 Million |
| 2016 | 9.28% | 23.00% | 0.09x | 4.25x | Rs-608.60 Million |
| 2017 | 9.19% | 52.61% | 0.04x | 4.29x | Rs-745.18 Million |
| 2018 | 8.14% | 41.70% | 0.04x | 4.98x | Rs-1.82 Billion |
| 2019 | 10.77% | 21.20% | 0.08x | 6.65x | Rs843.74 Million |
| 2020 | 13.84% | 22.64% | 0.10x | 6.17x | Rs4.74 Billion |
| 2021 | 11.97% | 21.70% | 0.09x | 5.83x | Rs2.60 Billion |
| 2022 | 11.86% | 24.54% | 0.09x | 5.45x | Rs2.70 Billion |
| 2023 | 11.02% | 24.03% | 0.09x | 5.24x | Rs1.57 Billion |
| 2024 | 12.74% | 26.67% | 0.08x | 5.62x | Rs4.55 Billion |
| 2025 | 15.08% | 26.19% | 0.08x | 7.15x | Rs9.12 Billion |
| 2026 | 18.36% | 32.56% | 0.07x | 7.59x | Rs18.37 Billion |
Industry Comparison
This section compares Housing & Urban Development Corporation Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $7,904,449,805
- Average return on equity (ROE) among peers: 10.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Housing & Urban Development Corporation Limited (HUDCO) | Rs219.75 Billion | 9.72% | 6.59x | $3.13 Billion |
| Akme Fintrade India Ltd (AFIL) | $2.05 Billion | 7.72% | 0.91x | $32.26 Million |
| Arman Financial Services Limited (ARMANFIN) | $569.02 Million | 12.82% | 7.15x | $169.65 Million |
| Baid Finserv Limited (BAIDFIN) | $1.55 Billion | 6.70% | 1.20x | $16.16 Million |
| Bajaj Finance Limited (BAJFINANCE) | $13.58 Billion | 18.18% | 5.27x | $65.26 Billion |
| Capri Global Capital Limited (CGCL) | $11.61 Billion | 5.01% | 0.69x | $2.50 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $36.73 Billion | 15.65% | 6.59x | $15.06 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $2.84 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $4.60 Billion | 18.10% | 5.11x | $1.83 Billion |
| CSL Finance Limited (CSLFINANCE) | $853.10 Million | 9.36% | 0.06x | $53.52 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-514.32 Million | 0.00% | 0.00x | $1.09 Million |
About Housing & Urban Development Corporation Limited
Housing and Urban Development Corporation Limited provides financing and credit for housing and infrastructure development projects in India. The company offers housing finance loans for social housing, residential real estate, and HUDCO Niwas; urban infrastructure finance loans for water supply, roads and transport, power, emerging sector, commercial infrastructure and others, social infrastruct… Read more