MAS Financial Services Limited
MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro-enterprises, small and medium businesses, two-wheeler, commercial vehicle, used vehicle loans, and salaried personal loans, tractor, and housing loans. It serves through a distribution network of partner microfinance institutions, non-banking finance companies, hous… Read more
MAS Financial Services Limited - Asset Resilience Ratio
MAS Financial Services Limited (MASFIN) has an Asset Resilience Ratio of 12.73% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how MAS Financial Services Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down MAS Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹16.73 Billion | 12.73% |
| Short-term Investments | ₹0.00 | 0% |
| Total Liquid Assets | ₹16.73 Billion | 12.73% |
Asset Resilience Insights
- Moderate Liquidity: MAS Financial Services Limited has 12.73% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
MAS Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare MAS Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for MAS Financial Services Limited (2012–2025)
The table below shows the annual Asset Resilience Ratio data for MAS Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 15.44% | ₹18.84 Billion | ₹121.99 Billion | +1.91pp |
| 2024-03-31 | 13.53% | ₹12.92 Billion | ₹95.47 Billion | -3.56pp |
| 2023-03-31 | 17.09% | ₹13.69 Billion | ₹80.14 Billion | +4.42pp |
| 2022-03-31 | 12.67% | ₹8.01 Billion | ₹63.22 Billion | +1.84pp |
| 2021-03-31 | 10.83% | ₹5.88 Billion | ₹54.30 Billion | +3.40pp |
| 2020-03-31 | 7.44% | ₹3.57 Billion | ₹48.04 Billion | -2.57pp |
| 2019-03-31 | 10.00% | ₹4.00 Billion | ₹39.96 Billion | +7.92pp |
| 2018-03-31 | 2.08% | ₹597.26 Million | ₹28.67 Billion | -0.42pp |
| 2017-03-31 | 2.50% | ₹550.81 Million | ₹22.00 Billion | +2.46pp |
| 2016-03-31 | 0.04% | ₹8.05 Million | ₹19.46 Billion | +30.31pp |
| 2014-03-31 | -30.27% | ₹-3.43 Billion | ₹11.33 Billion | -1.21pp |
| 2013-03-31 | -29.06% | ₹-2.33 Billion | ₹8.02 Billion | -11.83pp |
| 2012-03-31 | -17.22% | ₹-1.04 Billion | ₹6.04 Billion | -- |