Muthoot Microfin Limited - Asset Resilience Ratio

Latest as of March 2026: 3.47%

Muthoot Microfin Limited (MUTHOOTMF) has an Asset Resilience Ratio of 3.47% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Muthoot Microfin Limited to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs4.40 Billion

≈ $47.54 Million USD Cash + Short-term Investments

Total Assets

Rs126.85 Billion

≈ $1.37 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how Muthoot Microfin Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Muthoot Microfin Limited total assets.

Liquid Assets Composition Over Time

This chart breaks down Muthoot Microfin Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Muthoot Microfin Limited balance sheet liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.40 Billion	3.47%
Total Liquid Assets	Rs4.40 Billion	3.47%

Asset Resilience Insights

Limited Liquidity: Muthoot Microfin Limited maintains only 3.47% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Muthoot Microfin Limited Industry Peers by Asset Resilience Ratio

Compare Muthoot Microfin Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Muthoot Microfin Limited (2020–2025)

The table below shows the annual Asset Resilience Ratio data for Muthoot Microfin Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-09-30	3.47%	Rs4.40 Billion ≈ $47.54 Million	Rs126.85 Billion ≈ $1.37 Billion	+0.22pp
2024-09-30	3.25%	Rs3.52 Billion ≈ $38.11 Million	Rs108.57 Billion ≈ $1.17 Billion	-0.06pp
2023-09-30	3.31%	Rs3.83 Billion ≈ $41.43 Million	Rs115.90 Billion ≈ $1.25 Billion	+1.43pp
2022-09-30	1.88%	Rs1.60 Billion ≈ $17.34 Million	Rs85.29 Billion ≈ $922.40 Million	-1.47pp
2021-09-30	3.35%	Rs1.87 Billion ≈ $20.24 Million	Rs55.91 Billion ≈ $604.69 Million	+0.74pp
2020-09-30	2.60%	Rs1.09 Billion ≈ $11.78 Million	Rs41.84 Billion ≈ $452.47 Million	--

pp = percentage points

About Muthoot Microfin Limited

NSE:MUTHOOTMF India Credit Services

Market Cap

$341.17 Million

Rs31.55 Billion INR

Market Cap Rank

#14325 Global

#710 in India

Share Price

Rs188.04

Change (1 day)

+0.34%

52-Week Range

Rs145.46 - Rs255.81

All Time High

Rs266.15