Muthoot Microfin Limited - Asset Resilience Ratio

Latest as of March 2025: 4.11%

Muthoot Microfin Limited (MUTHOOTMF) has an Asset Resilience Ratio of 4.11% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Muthoot Microfin Limited (MUTHOOTMF) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs4.47 Billion

≈ $48.30 Million USD Cash + Short-term Investments

Total Assets

Rs108.57 Billion

≈ $1.17 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Muthoot Microfin Limited's Asset Resilience Ratio has changed over time. See MUTHOOTMF total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Muthoot Microfin Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Muthoot Microfin Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.47 Billion	4.11%
Total Liquid Assets	Rs4.47 Billion	4.11%

Asset Resilience Insights

Limited Liquidity: Muthoot Microfin Limited maintains only 4.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Muthoot Microfin Limited Industry Peers by Asset Resilience Ratio

Compare Muthoot Microfin Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Muthoot Microfin Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Muthoot Microfin Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-09-30	3.25%	Rs3.52 Billion ≈ $38.11 Million	Rs108.57 Billion ≈ $1.17 Billion	-0.06pp
2023-09-30	3.31%	Rs3.83 Billion ≈ $41.43 Million	Rs115.90 Billion ≈ $1.25 Billion	+1.43pp
2022-09-30	1.88%	Rs1.60 Billion ≈ $17.34 Million	Rs85.29 Billion ≈ $922.40 Million	-1.47pp
2021-09-30	3.35%	Rs1.87 Billion ≈ $20.24 Million	Rs55.91 Billion ≈ $604.69 Million	+0.74pp
2020-09-30	2.60%	Rs1.09 Billion ≈ $11.78 Million	Rs41.84 Billion ≈ $452.47 Million	--

pp = percentage points

About Muthoot Microfin Limited

NSE:MUTHOOTMF India Credit Services

Market Cap

$348.71 Million

Rs32.24 Billion INR

Market Cap Rank

#14345 Global

#686 in India

Share Price

Rs192.38

Change (1 day)

-0.11%

52-Week Range

Rs125.92 - Rs196.25

All Time High

Rs266.15