Muthoot Microfin Limited Asset Resilience Ratio

Latest as of March 2026: 3.47%

Muthoot Microfin Limited asset resilience ratio. Muthoot Microfin Limited (MUTHOOTMF) has an Asset Resilience Ratio of 3.47% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MUTHOOTMF cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs4.40 Billion

≈ $47.54 Million USD Cash + Short-term Investments

Total Assets

Rs126.85 Billion

≈ $1.37 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Muthoot Microfin Limited (2020–2025)

Asset resilience ratio of Muthoot Microfin Limited from 2020 to 2025. This chart shows how Muthoot Microfin Limited's Asset Resilience Ratio has changed over time. Read Muthoot Microfin Limited debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Muthoot Microfin Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Muthoot Microfin Limited total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.40 Billion	3.47%
Total Liquid Assets	Rs4.40 Billion	3.47%

Asset Resilience Insights

Limited Liquidity: Muthoot Microfin Limited maintains only 3.47% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Muthoot Microfin Limited Industry Peers by Asset Resilience Ratio

Compare Muthoot Microfin Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Hoist Finance AB ST:HOFI	Credit Services	25.90%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
FinVolution Group F:PP3	Credit Services	11.86%
Solvar Ltd AU:SVR	Credit Services	10.29%
Axactor SE OL:ACR	Credit Services	2.84%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Muthoot Microfin Limited Asset Resilience Ratio by Year (2020–2025)

Muthoot Microfin Limited asset resilience ratio by year from 2020 to 2025. The table below shows the annual Asset Resilience Ratio data for Muthoot Microfin Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-09-30	3.47%	Rs4.40 Billion ≈ $47.54 Million	Rs126.85 Billion ≈ $1.37 Billion	+0.22pp
2024-09-30	3.25%	Rs3.52 Billion ≈ $38.11 Million	Rs108.57 Billion ≈ $1.17 Billion	-0.06pp
2023-09-30	3.31%	Rs3.83 Billion ≈ $41.43 Million	Rs115.90 Billion ≈ $1.25 Billion	+1.43pp
2022-09-30	1.88%	Rs1.60 Billion ≈ $17.34 Million	Rs85.29 Billion ≈ $922.40 Million	-1.47pp
2021-09-30	3.35%	Rs1.87 Billion ≈ $20.24 Million	Rs55.91 Billion ≈ $604.69 Million	+0.74pp
2020-09-30	2.60%	Rs1.09 Billion ≈ $11.78 Million	Rs41.84 Billion ≈ $452.47 Million	--

pp = percentage points

About Muthoot Microfin Limited

NSE:MUTHOOTMF India Credit Services

Market Cap

$269.03 Million

Rs24.88 Billion INR

Market Cap Rank

#15063 Global

#755 in India

Share Price

Rs148.28

Change (1 day)

+4.00%

52-Week Range

Rs134.88 - Rs255.81

All Time High

Rs266.15