Muthoot Microfin Limited - Asset Resilience Ratio

Latest as of March 2026: 3.47%

Muthoot Microfin Limited (MUTHOOTMF) has an Asset Resilience Ratio of 3.47% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Muthoot Microfin Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Liquid Assets

Rs4.40 Billion

≈ $47.54 Million USD Cash + Short-term Investments

Total Assets

Rs126.85 Billion

≈ $1.37 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how Muthoot Microfin Limited's Asset Resilience Ratio has changed over time. See MUTHOOTMF equity to assets ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Muthoot Microfin Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Muthoot Microfin Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.40 Billion	3.47%
Total Liquid Assets	Rs4.40 Billion	3.47%

Asset Resilience Insights

Limited Liquidity: Muthoot Microfin Limited maintains only 3.47% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Muthoot Microfin Limited Industry Peers by Asset Resilience Ratio

Compare Muthoot Microfin Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for Muthoot Microfin Limited (2020–2025)

The table below shows the annual Asset Resilience Ratio data for Muthoot Microfin Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-09-30	3.47%	Rs4.40 Billion ≈ $47.54 Million	Rs126.85 Billion ≈ $1.37 Billion	+0.22pp
2024-09-30	3.25%	Rs3.52 Billion ≈ $38.11 Million	Rs108.57 Billion ≈ $1.17 Billion	-0.06pp
2023-09-30	3.31%	Rs3.83 Billion ≈ $41.43 Million	Rs115.90 Billion ≈ $1.25 Billion	+1.43pp
2022-09-30	1.88%	Rs1.60 Billion ≈ $17.34 Million	Rs85.29 Billion ≈ $922.40 Million	-1.47pp
2021-09-30	3.35%	Rs1.87 Billion ≈ $20.24 Million	Rs55.91 Billion ≈ $604.69 Million	+0.74pp
2020-09-30	2.60%	Rs1.09 Billion ≈ $11.78 Million	Rs41.84 Billion ≈ $452.47 Million	--

pp = percentage points

About Muthoot Microfin Limited

NSE:MUTHOOTMF India Credit Services

Market Cap

$376.44 Million

Rs34.81 Billion INR

Market Cap Rank

#13849 Global

#688 in India

Share Price

Rs207.48

Change (1 day)

+1.20%

52-Week Range

Rs125.92 - Rs214.49

All Time High

Rs266.15