Muthoot Microfin Limited (MUTHOOTMF) - Net Assets

Latest as of March 2025: Rs26.32 Billion INR ≈ $284.67 Million USD

Based on the latest financial reports, Muthoot Microfin Limited (MUTHOOTMF) has net assets worth Rs26.32 Billion INR (≈ $284.67 Million USD) as of March 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs108.57 Billion ≈ $1.17 Billion USD) and total liabilities (Rs82.25 Billion ≈ $889.48 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Muthoot Microfin Limited (MUTHOOTMF) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs26.32 Billion
% of Total Assets	24.24%
Annual Growth Rate	75.44%
5-Year Change	195.79%
10-Year Change	3704.79%
Growth Volatility	337.81

Muthoot Microfin Limited - Net Assets Trend (2013–2024)

This chart illustrates how Muthoot Microfin Limited's net assets have evolved over time, based on quarterly financial data. Also explore how large is Muthoot Microfin Limited's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for Muthoot Microfin Limited (2013–2024)

The table below shows the annual net assets of Muthoot Microfin Limited from 2013 to 2024. For live valuation and market cap data, see Muthoot Microfin Limited stock valuation.

Year	Net Assets	Change
2024-09-30	Rs26.32 Billion ≈ $284.67 Million	-6.14%
2023-09-30	Rs28.04 Billion ≈ $303.28 Million	+72.49%
2022-09-30	Rs16.26 Billion ≈ $175.83 Million	+21.64%
2021-09-30	Rs13.37 Billion ≈ $144.55 Million	+50.20%
2020-09-30	Rs8.90 Billion ≈ $96.24 Million	-1.89%
2019-09-30	Rs9.07 Billion ≈ $98.09 Million	+2.39%
2018-09-30	Rs8.86 Billion ≈ $95.79 Million	+119.83%
2017-09-30	Rs4.03 Billion ≈ $43.58 Million	+113.18%
2016-09-30	Rs1.89 Billion ≈ $20.44 Million	+173.22%
2015-09-30	Rs691.82 Million ≈ $7.48 Million	+1212.25%
2014-09-30	Rs52.72 Million ≈ $570.15K	-2.91%
2013-09-30	Rs54.30 Million ≈ $587.23K	--

Equity Component Analysis

This analysis shows how different components contribute to Muthoot Microfin Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 472947000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (September 2024)

Component	Amount	Percentage
Retained Earnings	Rs4.73 Billion	17.96%
Common Stock	Rs1.68 Billion	6.37%
Other Comprehensive Income	Rs3.92 Billion	14.88%
Other Components	Rs16.00 Billion	60.79%
Total Equity	Rs26.32 Billion	100.00%

Muthoot Microfin Limited Competitors by Market Cap

The table below lists competitors of Muthoot Microfin Limited ranked by their market capitalization.

Company	Market Cap
Shinsegae Inte KO:031430	$348.96 Million
Shanghai Huaming Intelligent Terminal Equipment Co Ltd SHE:300462	$348.98 Million
Chin Hin Group Property Bhd KLSE:7187	$349.32 Million
Zhejiang Yaguang Technology Co. Ltd. A SHG:603282	$349.54 Million
Alantra Partners S.A. MC:ALNT	$348.69 Million
Compass Therapeutics Inc. NASDAQ:CMPX	$348.61 Million
Lingsen Precision Industries Ltd TW:2369	$348.60 Million
SF Urban Properties AG SW:SFPN	$348.54 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Muthoot Microfin Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 28,043,530,000 to 26,322,270,000, a change of -1,721,260,000 (-6.1%).
Net loss of 2,225,230,000 reduced equity.
New share issuances of 28,320,000 increased equity.
Other comprehensive income increased equity by 485,310,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Rs-2.23 Billion	-8.45%
Share Issuances	Rs28.32 Million	+0.11%
Other Comprehensive Income	Rs485.31 Million	+1.84%
Other Changes	Rs-9.66 Million	-0.04%
Total Change	Rs-	-6.14%

Book Value vs Market Value Analysis

This analysis compares Muthoot Microfin Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.24x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 18.08x to 1.24x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-09-30	Rs10.64	Rs192.38	x
2014-09-30	Rs9.59	Rs192.38	x
2015-09-30	Rs15.47	Rs192.38	x
2016-09-30	Rs24.53	Rs192.38	x
2017-09-30	Rs47.12	Rs192.38	x
2018-09-30	Rs85.53	Rs192.38	x
2019-09-30	Rs79.44	Rs192.38	x
2020-09-30	Rs77.62	Rs192.38	x
2021-09-30	Rs78.40	Rs192.38	x
2022-09-30	Rs95.36	Rs192.38	x
2023-09-30	Rs188.39	Rs192.38	x
2024-09-30	Rs154.61	Rs192.38	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Muthoot Microfin Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): -8.45%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: -9.11%
• Asset Turnover: 0.23x
• Equity Multiplier: 4.12x
Recent ROE (-8.45%) is below the historical average (6.09%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	-0.20%	-2.49%	0.08x	1.02x	Rs-5.54 Million
2014	-3.00%	-41.69%	0.07x	1.00x	Rs-6.85 Million
2015	13.60%	31.43%	0.06x	7.63x	Rs24.92 Million
2016	19.60%	22.73%	0.11x	7.75x	Rs181.36 Million
2017	-3.58%	-4.74%	0.12x	6.34x	Rs-547.16 Million
2018	22.72%	41.61%	0.14x	3.99x	Rs1.13 Billion
2019	2.01%	6.12%	0.07x	4.51x	Rs-724.93 Million
2020	0.79%	1.15%	0.15x	4.70x	Rs-819.35 Million
2021	3.55%	12.42%	0.07x	4.18x	Rs-862.60 Million
2022	10.08%	11.44%	0.17x	5.25x	Rs13.04 Million
2023	16.03%	37.29%	0.10x	4.13x	Rs1.69 Billion
2024	-8.45%	-9.11%	0.23x	4.12x	Rs-4.86 Billion

Industry Comparison

This section compares Muthoot Microfin Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $37,628,750,405
Average return on equity (ROE) among peers: 10.76%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Muthoot Microfin Limited (MUTHOOTMF)	Rs26.32 Billion	-0.20%	3.12x	$348.71 Million
Akme Fintrade India Ltd (AFIL)	$1.30 Billion	0.00%	2.50x	$41.31 Million
Arman Financial Services Limited (ARMANFIN)	$3.66 Billion	25.65%	4.57x	$169.77 Million
Baid Finserv Limited (BAIDFIN)	$108.03 Million	5.96%	2.17x	$19.08 Million
Bajaj Finance Limited (BAJFINANCE)	$96.00 Billion	19.13%	5.64x	$62.99 Billion
Capri Global Capital Limited (CGCL)	$38.37 Billion	7.28%	2.95x	$1.94 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$22.87 Billion	16.10%	8.42x	$14.26 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$162.58 Billion	7.94%	7.06x	$3.16 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$51.07 Billion	16.18%	3.28x	$2.25 Billion
CSL Finance Limited (CSLFINANCE)	$773.42 Million	9.31%	0.08x	$55.14 Million
DCM Financial Services Limited (DCMFINSERV)	$-439.02 Million	0.00%	0.00x	$1.13 Million

About Muthoot Microfin Limited

NSE:MUTHOOTMF India Credit Services

Market Cap

$348.71 Million

Rs32.24 Billion INR

Market Cap Rank

#14345 Global

#686 in India

Share Price

Rs192.38

Change (1 day)

-0.11%

52-Week Range

Rs125.92 - Rs196.25

All Time High

Rs266.15