Muthoot Microfin Limited (MUTHOOTMF) - Total Assets
Based on the latest financial reports, Muthoot Microfin Limited (MUTHOOTMF) holds total assets worth Rs126.85 Billion INR (≈ $1.37 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Muthoot Microfin Limited - Total Assets Trend (2013–2025)
This chart illustrates how Muthoot Microfin Limited's total assets have evolved over time, based on quarterly financial data. Also see how much is Muthoot Microfin Limited worth for the company's overall valuation and market capitalisation.
Muthoot Microfin Limited - Asset Composition Analysis
Current Asset Composition (September 2025)
Muthoot Microfin Limited's total assets of Rs126.85 Billion consist of 9.5% current assets and 90.5% non-current assets. Review Muthoot Microfin Limited balance sheet liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 9.0% |
| Accounts Receivable | Rs610.14 Million | 0.5% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs4.41 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Muthoot Microfin Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Muthoot Microfin Limited share price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Muthoot Microfin Limited's current assets represent 9.5% of total assets in 2025, a decrease from 96.9% in 2013.
- Cash Position: Cash and equivalents constituted 9.0% of total assets in 2025, down from 96.9% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Muthoot Microfin Limited Competitors by Total Assets
Key competitors of Muthoot Microfin Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Direct Finance TA
TA:DIFI
|
Israel | ILA10.37 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Latitude Group Holdings Ltd
AU:LFS
|
Australia | AU$8.14 Billion |
|
OppFi Inc
NYSE:OPFI
|
USA | $719.99 Million |
|
TRUFIN PLC
F:29U
|
Germany | €62.34 Million |
|
Starteck Finance Limited
NSE:STARTECK
|
India | Rs6.75 Billion |
|
Mint Corp
V:MIT
|
Canada | CA$51.18K |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR
|
India | Rs3.91 Billion |
Muthoot Microfin Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 544.27 | 1.42 | 1.27 |
| Quick Ratio | 544.27 | 1.42 | 1.27 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs116.12 Billion | Rs19.60 Billion | Rs6.03 Billion |
Muthoot Microfin Limited - Advanced Valuation Insights
This section examines the relationship between Muthoot Microfin Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.18 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 16.8% |
| Total Assets | Rs126.85 Billion |
| Market Capitalization | $341.17 Million USD |
Valuation Analysis
Below Book Valuation: The market values Muthoot Microfin Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Muthoot Microfin Limited's assets grew by 16.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Muthoot Microfin Limited (2013–2025)
The table below shows the annual total assets of Muthoot Microfin Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-09-30 | Rs126.85 Billion ≈ $1.37 Billion |
+16.84% |
| 2024-09-30 | Rs108.57 Billion ≈ $1.17 Billion |
-6.33% |
| 2023-09-30 | Rs115.90 Billion ≈ $1.25 Billion |
+35.89% |
| 2022-09-30 | Rs85.29 Billion ≈ $922.40 Million |
+52.54% |
| 2021-09-30 | Rs55.91 Billion ≈ $604.69 Million |
+33.64% |
| 2020-09-30 | Rs41.84 Billion ≈ $452.47 Million |
+2.25% |
| 2019-09-30 | Rs40.92 Billion ≈ $442.50 Million |
+15.90% |
| 2018-09-30 | Rs35.30 Billion ≈ $381.78 Million |
+38.18% |
| 2017-09-30 | Rs25.55 Billion ≈ $276.29 Million |
+74.36% |
| 2016-09-30 | Rs14.65 Billion ≈ $158.46 Million |
+177.56% |
| 2015-09-30 | Rs5.28 Billion ≈ $57.09 Million |
+9883.15% |
| 2014-09-30 | Rs52.88 Million ≈ $571.88K |
-4.34% |
| 2013-09-30 | Rs55.28 Million ≈ $597.83K |
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About Muthoot Microfin Limited
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, su… Read more