Shriram Finance Limited

NSE:SHRIRAMFIN India Credit Services
Market Cap
$21.80 Billion
₹1.89 Trillion INR
Market Cap Rank
#1239 Global
#14 in India
Share Price
₹1003.60
Change (1 day)
-2.72%
52-Week Range
₹571.65 - ₹1104.60
All Time High
₹3603.40
About

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loan… Read more

Shriram Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 3.41%

Shriram Finance Limited (SHRIRAMFIN) has an Asset Resilience Ratio of 3.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹102.02 Billion
Cash + Short-term Investments
Total Assets
₹2.99 Trillion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how Shriram Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Shriram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹102.02 Billion 3.41%
Short-term Investments ₹0.00 0%
Total Liquid Assets ₹102.02 Billion 3.41%

Asset Resilience Insights

  • Limited Liquidity: Shriram Finance Limited maintains only 3.41% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Shriram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Shriram Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%

Annual Asset Resilience Ratio for Shriram Finance Limited (2010–2025)

The table below shows the annual Asset Resilience Ratio data for Shriram Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 6.64% ₹194.91 Billion ₹2.94 Trillion +4.22pp
2024-03-31 2.42% ₹60.03 Billion ₹2.48 Trillion -2.69pp
2023-03-31 5.11% ₹107.55 Billion ₹2.11 Trillion -4.97pp
2022-03-31 10.08% ₹143.35 Billion ₹1.42 Trillion -0.57pp
2021-03-31 10.64% ₹138.16 Billion ₹1.30 Trillion +8.33pp
2020-03-31 2.31% ₹26.36 Billion ₹1.14 Trillion +2.12pp
2019-03-31 0.19% ₹2.00 Billion ₹1.05 Trillion -0.23pp
2018-03-31 0.42% ₹3.74 Billion ₹884.86 Billion -1.70pp
2017-03-31 2.12% ₹15.80 Billion ₹744.51 Billion +1.51pp
2016-03-31 0.62% ₹4.20 Billion ₹680.13 Billion -8.55pp
2012-03-31 9.16% ₹33.94 Billion ₹370.38 Billion -57.43pp
2010-03-31 66.59% ₹179.65 Billion ₹269.78 Billion --
pp = percentage points