TCI Finance Limited
TCI Finance Limited operates as a is a non-deposit-taking, non-banking financial company in India. The company offers loans against securities, commercial vehicle finance, global IP convention, IP valuation, and patent trademark and copyright services, as well as other financial services. TCI Finance Limited was incorporated in 1973 and is based in Hyderabad, India.
TCI Finance Limited - Asset Resilience Ratio
TCI Finance Limited (TCIFINANCE) has an Asset Resilience Ratio of 40.70% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how TCI Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down TCI Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹187.87 Million | 40.7% |
| Total Liquid Assets | ₹187.87 Million | 40.70% |
Asset Resilience Insights
- Very High Liquidity: TCI Finance Limited maintains exceptional liquid asset reserves at 40.70% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
TCI Finance Limited Industry Peers by Asset Resilience Ratio
Compare TCI Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for TCI Finance Limited (2006–2024)
The table below shows the annual Asset Resilience Ratio data for TCI Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.00% | ₹1.00K | ₹275.52 Million | -40.70pp |
| 2023-03-31 | 40.70% | ₹187.87 Million | ₹461.60 Million | +10.86pp |
| 2022-03-31 | 29.84% | ₹187.80 Million | ₹629.42 Million | +29.82pp |
| 2021-03-31 | 0.02% | ₹151.00K | ₹834.46 Million | +0.02pp |
| 2020-03-31 | 0.00% | ₹1.00K | ₹697.49 Million | +1.57pp |
| 2019-03-31 | -1.57% | ₹-13.60 Million | ₹868.77 Million | -3.80pp |
| 2018-03-31 | 2.24% | ₹22.35 Million | ₹998.88 Million | +2.26pp |
| 2015-03-31 | -0.03% | ₹-246.13K | ₹923.39 Million | +2.11pp |
| 2014-03-31 | -2.14% | ₹-12.40 Million | ₹579.89 Million | -2.91pp |
| 2006-03-31 | 0.77% | ₹2.60 Million | ₹338.25 Million | -- |