Ujjivan Small Finance Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -12.55%

Ujjivan Small Finance Bank Limited (UJJIVANSFB) has an Asset Resilience Ratio of -12.55% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Ujjivan Small Finance Bank Limited strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-50.74 Billion

≈ $-548.69 Million USD Cash + Short-term Investments

Total Assets

Rs404.22 Billion

≈ $4.37 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Ujjivan Small Finance Bank Limited's Asset Resilience Ratio has changed over time. See UJJIVANSFB equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Ujjivan Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ujjivan Small Finance Bank Limited (UJJIVANSFB) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-50.74 Billion	-12.55%
Total Liquid Assets	Rs-50.74 Billion	-12.55%

Asset Resilience Insights

Limited Liquidity: Ujjivan Small Finance Bank Limited maintains only -12.55% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Ujjivan Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare Ujjivan Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Prosperity Bancshares Inc NYSE:PB	Banks - Regional	26.30%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Ujjivan Small Finance Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Ujjivan Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.75%	Rs-23.24 Billion ≈ $-251.28 Million	Rs404.22 Billion ≈ $4.37 Billion	+1.15pp
2023-03-31	-6.90%	Rs-22.98 Billion ≈ $-248.54 Million	Rs333.17 Billion ≈ $3.60 Billion	-0.52pp
2022-03-31	-6.38%	Rs-15.07 Billion ≈ $-162.93 Million	Rs236.04 Billion ≈ $2.55 Billion	+1.12pp
2021-03-31	-7.50%	Rs-15.29 Billion ≈ $-165.38 Million	Rs203.80 Billion ≈ $2.20 Billion	-1.93pp
2020-03-31	-5.58%	Rs-10.27 Billion ≈ $-111.03 Million	Rs184.11 Billion ≈ $1.99 Billion	--

pp = percentage points

About Ujjivan Small Finance Bank Limited

NSE:UJJIVANSFB India Banks - Regional

Market Cap

$1.20 Billion

Rs111.36 Billion INR

Market Cap Rank

#8264 Global

#399 in India

Share Price

Rs57.27

Change (1 day)

-2.30%

52-Week Range

Rs41.67 - Rs65.37

All Time High

Rs65.37