Ujjivan Small Finance Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -12.55%

Ujjivan Small Finance Bank Limited (UJJIVANSFB) has an Asset Resilience Ratio of -12.55% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Ujjivan Small Finance Bank Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-50.74 Billion

≈ $-548.69 Million USD Cash + Short-term Investments

Total Assets

Rs404.22 Billion

≈ $4.37 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Ujjivan Small Finance Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Ujjivan Small Finance Bank Limited (UJJIVANSFB) total assets.

Liquid Assets Composition Over Time

This chart breaks down Ujjivan Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Ujjivan Small Finance Bank Limited (UJJIVANSFB) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-50.74 Billion	-12.55%
Total Liquid Assets	Rs-50.74 Billion	-12.55%

Asset Resilience Insights

Limited Liquidity: Ujjivan Small Finance Bank Limited maintains only -12.55% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Ujjivan Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare Ujjivan Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
TMBThanachart Bank Public Company Limited F:NVPJ	Banks - Regional	10.46%
FIBI Holdings Ltd TA:FIBIH	Banks - Regional	0.19%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Sparekassen Sjaelland-Fyn A/S CO:SPKSJF	Banks - Regional	3.30%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%

Annual Asset Resilience Ratio for Ujjivan Small Finance Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Ujjivan Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.75%	Rs-23.24 Billion ≈ $-251.28 Million	Rs404.22 Billion ≈ $4.37 Billion	+1.15pp
2023-03-31	-6.90%	Rs-22.98 Billion ≈ $-248.54 Million	Rs333.17 Billion ≈ $3.60 Billion	-0.52pp
2022-03-31	-6.38%	Rs-15.07 Billion ≈ $-162.93 Million	Rs236.04 Billion ≈ $2.55 Billion	+1.12pp
2021-03-31	-7.50%	Rs-15.29 Billion ≈ $-165.38 Million	Rs203.80 Billion ≈ $2.20 Billion	-1.93pp
2020-03-31	-5.58%	Rs-10.27 Billion ≈ $-111.03 Million	Rs184.11 Billion ≈ $1.99 Billion	--

pp = percentage points

About Ujjivan Small Finance Bank Limited

NSE:UJJIVANSFB India Banks - Regional

Market Cap

$1.36 Billion

Rs126.09 Billion INR

Market Cap Rank

#7644 Global

#381 in India

Share Price

Rs64.71

Change (1 day)

+3.22%

52-Week Range

Rs46.08 - Rs72.47

All Time High

Rs72.47