Ujjivan Small Finance Bank Limited (UJJIVANSFB) - Total Assets
Based on the latest financial reports, Ujjivan Small Finance Bank Limited (UJJIVANSFB) holds total assets worth Rs522.99 Billion INR (≈ $5.66 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Ujjivan Small Finance Bank Limited (UJJIVANSFB) shareholders funds for net asset value and shareholders' equity analysis.
Ujjivan Small Finance Bank Limited - Total Assets Trend (2017–2025)
This chart illustrates how Ujjivan Small Finance Bank Limited's total assets have evolved over time, based on quarterly financial data.
Ujjivan Small Finance Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Ujjivan Small Finance Bank Limited's total assets of Rs522.99 Billion consist of 7.8% current assets and 92.3% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 6.6% |
| Accounts Receivable | Rs4.65 Billion | 1.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs3.18 Billion | 0.7% |
| Intangible Assets | Rs131.73 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Ujjivan Small Finance Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Ujjivan Small Finance Bank Limited (UJJIVANSFB) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Ujjivan Small Finance Bank Limited's current assets represent 7.8% of total assets in 2025, a decrease from 9.1% in 2017.
- Cash Position: Cash and equivalents constituted 6.6% of total assets in 2025, down from 8.1% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 1.0% of total assets.
Ujjivan Small Finance Bank Limited Competitors by Total Assets
Key competitors of Ujjivan Small Finance Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Ujjivan Small Finance Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.25 | 0.96 | 11.83 |
| Quick Ratio | 0.04 | 17.25 | 11.83 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-74.39 Billion | Rs-68.75 Million | Rs11.07 Billion |
Ujjivan Small Finance Bank Limited - Advanced Valuation Insights
This section examines the relationship between Ujjivan Small Finance Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.65 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 18.0% |
| Total Assets | Rs476.89 Billion |
| Market Capitalization | $1.19 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Ujjivan Small Finance Bank Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Ujjivan Small Finance Bank Limited's assets grew by 18.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Ujjivan Small Finance Bank Limited (2017–2025)
The table below shows the annual total assets of Ujjivan Small Finance Bank Limited from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs476.89 Billion ≈ $5.16 Billion |
+17.98% |
| 2024-03-31 | Rs404.22 Billion ≈ $4.37 Billion |
+21.33% |
| 2023-03-31 | Rs333.17 Billion ≈ $3.60 Billion |
+41.15% |
| 2022-03-31 | Rs236.04 Billion ≈ $2.55 Billion |
+15.82% |
| 2021-03-31 | Rs203.80 Billion ≈ $2.20 Billion |
+10.70% |
| 2020-03-31 | Rs184.11 Billion ≈ $1.99 Billion |
+33.98% |
| 2019-03-31 | Rs137.42 Billion ≈ $1.49 Billion |
+45.07% |
| 2018-03-31 | Rs94.73 Billion ≈ $1.02 Billion |
+12.29% |
| 2017-03-31 | Rs84.36 Billion ≈ $912.31 Million |
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About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company's loan products include home and… Read more