Ujjivan Small Finance Bank Limited (UJJIVANSFB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a cash flow conversion efficiency ratio of -0.124x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-7.86 Billion ≈ $-85.00 Million USD) by net assets (Rs63.23 Billion ≈ $683.83 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is Ujjivan Small Finance Bank Limited's balance sheet to measure how much of total assets are equity-financed.
Ujjivan Small Finance Bank Limited - Cash Flow Conversion Efficiency Trend (2017–2026)
This chart illustrates how Ujjivan Small Finance Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check UJJIVANSFB cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Ujjivan Small Finance Bank Limited Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Ujjivan Small Finance Bank Limited ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Aryzta AG
SW:ARYN
|
0.302x |
|
NAPCO Security Technologies Inc
NASDAQ:NSSC
|
0.072x |
|
Ingersoll Rand (India) Limited
NSE:INGERRAND
|
0.195x |
|
U-Haul Holding Company
NYSE:UHAL
|
0.031x |
|
Pacific Shuanglin Bio pharmacy Co Ltd
SHE:000403
|
0.009x |
|
Zhejiang Jolly Pharmaceutical Co Ltd
SHE:300181
|
-0.007x |
|
La-Z-Boy Incorporated
NYSE:LZB
|
0.085x |
|
Xinjiang Machinery Research Inst
SHE:300159
|
0.010x |
Annual Cash Flow Conversion Efficiency for Ujjivan Small Finance Bank Limited (2017–2026)
The table below shows the annual cash flow conversion efficiency of Ujjivan Small Finance Bank Limited from 2017 to 2026. For the full company profile with market capitalisation and key ratios, see market value of Ujjivan Small Finance Bank Limited.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2026-03-31 | Rs68.16 Billion ≈ $737.09 Million |
Rs16.27 Billion ≈ $176.01 Million |
0.239x | +135.09% |
| 2025-03-31 | Rs60.83 Billion ≈ $657.90 Million |
Rs-41.40 Billion ≈ $-447.74 Million |
-0.681x | -315.97% |
| 2024-03-31 | Rs56.13 Billion ≈ $607.08 Million |
Rs17.69 Billion ≈ $191.30 Million |
0.315x | +25.15% |
| 2023-03-31 | Rs42.09 Billion ≈ $455.20 Million |
Rs10.60 Billion ≈ $114.61 Million |
0.252x | -72.29% |
| 2022-03-31 | Rs28.03 Billion ≈ $303.09 Million |
Rs25.47 Billion ≈ $275.42 Million |
0.909x | +10.09% |
| 2021-03-31 | Rs32.19 Billion ≈ $348.10 Million |
Rs26.57 Billion ≈ $287.31 Million |
0.825x | +717.79% |
| 2020-03-31 | Rs31.88 Billion ≈ $344.74 Million |
Rs-4.26 Billion ≈ $-46.06 Million |
-0.134x | -150.89% |
| 2019-03-31 | Rs18.20 Billion ≈ $196.79 Million |
Rs4.78 Billion ≈ $51.66 Million |
0.263x | -81.31% |
| 2018-03-31 | Rs16.47 Billion ≈ $178.11 Million |
Rs23.14 Billion ≈ $250.22 Million |
1.405x | +9475.54% |
| 2017-03-31 | Rs16.40 Billion ≈ $177.37 Million |
Rs240.62 Million ≈ $2.60 Million |
0.015x | -- |
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company's loan products include home and… Read more